Okaloosa County property record for 304 Biscayne Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 1976 |
| Lot Size | 0.263 acres (11,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Apr 2024) |
| Tax Bill | $3,797 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-4220-9 |
| Primary APN | C56-000-595-4220-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,479 sqft Heated Area |
| Gross Area | 2,175 sqft |
| 1st Floor Area | 1,479 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,474 sqft (0.263 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Finished |
| Garage Area | 580 sqft |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 304 BISCAYNE LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NICEVILLE PINES LOT 3 BLK 3 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | NICEVILLE PINES |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21102 |
304 Biscayne Ln is owned and occupied by an individual who bought it in April 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 304 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Deed Document Number | 3683939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 304 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2437 ROCKY SHORES DR, NICEVILLE, FL 32578-2371 |
| Document Number | 0003683940 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 3683940 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | N25W23255 PAUL RD, PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 304 Biscayne Ln was $3,797 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,797.00 Homeowner's exemption | $317,267 Land $77,344 Building $239,923 | $317,267 Land $77,344 Building $239,923 |
| 2023 | $3,194.00 (+9.95%) | $252,907 (+6.71%) Land $65,283 Building $187,624 | $252,907 (+6.71%) Land $65,283 Building $187,624 |
| 2022 | $2,905.00 | $237,009 Land $62,175 Building $174,834 | $237,009 Land $62,175 Building $174,834 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Biscayne Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures