306 Benjamin St, Royal, IL 61871 Property Records

Champaign County property record for 306 Benjamin St, Royal, IL 61871 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,376 sqft · built 1996
Lot Size0.968 acres (42,166 sqft)
Owner2 Individual Names on File
Last Sale$107,000 (Nov 2022)
Tax Bill$4,289 (2024)
Deeds & MortgagesNov 2022 Transfer
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-18-18-276-012

Property Details

APN / Parcel Number

Primary APN17-18-18-276-012

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,376 sqft Living Area
Gross Area3,320 sqft
1st Floor Area1,376 sqft
Basement Area1,376 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area42,166 sqft (0.968 acres)
Garage TypeAttached
Garage Area568 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address306 BENJAMIN ST
CityROYAL
StateIL
Zip61871-6036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT L14 BEHRENS 5TH ADD
Legal Range14W
Legal Township20N
Legal Section18
Legal SubdivisionBEHRENS 5TH ADD
Legal Lot NumberL14
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1022
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-18-276-012

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address306 BENJAMIN ST, ROYAL, IL 61871-6036
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2022Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 08, 2022Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2022 · Amount on Record
Deed SaleNov 08, 2022 · Amount on Record
Deed Document Number202219978
Record UpdatedJun 08, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCHAMPAIGN IL
Recording DateNov 08, 2022
Property Address306 BENJAMIN ST, ROYAL, IL 61871-6036
Document Number0000019977
Instrument DateNov 04, 2022
Instrument2022R19977
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 08, 2022
Property Address306 BENJAMIN ST, ROYAL, IL 61871-6036
Document Number0000019978
Map ReferenceMB CC PG 65
Instrument DateOct 31, 2022
Instrument2022R19978
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address306 BENJAMIN ST, ROYAL, IL 61871-6036

Mortgage

Document Number0000019979
DateNov 08, 2022
Instrument2022R19979
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year LIBOR
Max Rate10.5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$71,960 (+23.9%) Land $12,690 Building $59,270$215,880 (+23.9%) Land $38,070 Building $177,810
2024$4,289.00 (+12.1%)
2022$3,826.00 Homeowner's exemption$58,080 Land $10,240 Building $47,840$174,240 Land $30,720 Building $143,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless800 / 400
FrontierDSL90 / 5
JAB WirelessFixed Wireless (unlicensed)25 / 5
Benton Ridge Telephone CompanyFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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