305 Benjamin St, Royal, IL 61871 Property Records

Champaign County property record for 305 Benjamin St, Royal, IL 61871

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,742 sqft · built 2000
Lot Size0.31 acres (13,499 sqft)
Owner2 Individuals on Record
Tax Bill$5,933 (2024)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN17-18-18-276-006

Property Details

APN / Parcel Number

Primary APN17-18-18-276-006

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,742 sqft Living Area
Gross Area4,378 sqft
1st Floor Area1,742 sqft
Basement Area1,742 sqft
FlooringWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area13,499 sqft (0.31 acres)
Garage TypeAttached
Garage Area894 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address305 BENJAMIN ST
CityROYAL
StateIL
Zip61871-6030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BEHRENS 5TH ADD
Legal Range14W
Legal Township20N
Legal Section18
Legal SubdivisionBEHRENS 5TH ADD
Legal Lot Number9
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1022
Census Tract10702

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address305 BENJAMIN ST, ROYAL, IL 61871-6030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address305 BENJAMIN ST, ROYAL, IL 61871-6030
Document Number0000014965
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 BENJAMIN ST ROYAL IL 618716030, ROYAL, IL 61871-6030

Mortgage

Document Number0000014965
DateAug 27, 2018
Instrument14965
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,270 (+23.89%) Land $12,690 Building $86,580$297,810 (+23.89%) Land $38,070 Building $259,740
2024$5,933.00 (+9%)
2022$5,443.00 Homeowner's exemption$80,130 Land $10,240 Building $69,890$240,390 Land $30,720 Building $209,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROYAL
serves 273 people · EPA ID IL0190700
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
800 / 400
Frontier
DSL
90 / 5
Rise Broadband
Fixed Wireless
25 / 5
Watch TV
Fixed Wireless
10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benjamin St

Nearby Streets

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