306 4th St SE, Cresco, IA 52136 Property Records

Howard County property record for 306 4th St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 893 sqft · built 1948
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Feb 2024)
Tax Bill	$1,186 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320013407010000`

Property Details

APN / Parcel Number

Primary APN	`320013407010000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	893 sqft Living Area
Attic	Attic
Attic Area	277 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 4TH ST SE
City	CRESCO
State	IA
Zip	52136-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOTS 7 & 8 BLK 34 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	34
Legal Lot Number	7 & 8
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1122
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 4TH ST SE, CRESCO, IA 52136-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Dec 26, 2013 · Amount on Record
Deed Document Number	2024194
Deed Book / Page	2024 / 194
Prior Transfer Date	Dec 9, 2013
Prior Transfer Doc	02013/2192
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Feb 13, 2024
Property Address	306 4TH ST SE, CRESCO, IA 52136-2032
Document Number	002024/194
Book / Page	2024 / 194
Instrument Date	Feb 7, 2024
Instrument	2024 194
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 4TH ST SE, CRESCO, IA 52136-2032

Mortgage

Document Number	0002024195
Date	Feb 13, 2024
Instrument	2024 195

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,186.00	$80,830 (-) Land $6,380 Building $74,450	$80,830 (-) Land $6,380 Building $74,450
2025	$1,186.00 (+2.95%) Homeowner's exemption	$80,830 (+15.14%) Land $6,380 Building $74,450	$80,830 (+15.14%) Land $6,380 Building $74,450
2024	$1,152.00 (+6.67%)
2023		$70,200 (+18.42%) Land $6,380 Building $63,820	$70,200 (+18.42%) Land $6,380 Building $63,820
2022	$1,080.00 Homeowner's exemption	$59,280 Land $6,380 Building $52,900
2021			$59,280 Land $6,380 Building $52,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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