223 4th St SE, Cresco, IA 52136 Property Records

Howard County property record for 223 4th St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 977 sqft · built 1887
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$1,068 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320013209010000`

Property Details

APN / Parcel Number

Primary APN	`320013209010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
Basement Area	36 sqft
Unfinished Basement	36 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	15 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	223 4TH ST SE
City	CRESCO
State	IA
Zip	52136-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 9 & 10 BLK 32 CRESCO PLAT
Legal Subdivision	PLAT OF CRESCO
Legal Block	32
Legal Lot Number	9 & 10
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1104
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 4TH ST SE, CRESCO, IA 52136-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jun 15, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2020
Transfer Doc	002020/941
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	223 4TH ST SE, CRESCO, IA 52136-1825
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/251
Date	Feb 16, 2022
Book Page	2022/251
Instrument	2022 0251

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 15, 2020
Property Address	223 4TH ST SE, CRESCO, IA 52136-1825
Document Number	002020/941
Book / Page	2020 / 941
Instrument Date	May 19, 2020
Instrument	2020 0941
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 4TH ST SE, CRESCO, IA 52136-1825

Mortgage

Document Number	002020/943
Date	Jun 15, 2020
Book Page	2020/943
Instrument	2020 0943

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,068.00	$88,520 (-) Land $6,380 Building $82,140	$88,520 (-) Land $6,380 Building $82,140
2025	$1,068.00 (+7.44%) Homeowner's exemption	$88,520 (+13.63%) Land $6,380 Building $82,140	$88,520 (+13.63%) Land $6,380 Building $82,140
2024	$994.00 (-16.05%)
2023		$77,900 (+21.47%) Land $6,380 Building $71,520	$77,900 (+21.47%) Land $6,380 Building $71,520
2022	$1,184.00 Homeowner's exemption	$64,130 Land $6,380 Building $57,750
2021			$64,130 Land $6,380 Building $57,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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