306 3rd St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 306 3rd St, Silver Cliff, CO 81252

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,424 sqft · built 2009
Lot Size	0.253 acres (11,047 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2017)
Tax Bill	$975 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2017 Mortgage + 5 more
APN	`0010105312`

Property Details

APN / Parcel Number

Primary APN	`0010105312`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,424 sqft Heated Area
1st Floor Area	2,424 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,047 sqft (0.253 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 3RD ST
City	SILVER CLIFF
State	CO
Zip	81252-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK 197 TOWN OF SILVER CLIFF
Legal Subdivision	TOWN OF SILVER CLIFF
Legal Block	197
Legal Lot Number	5-6
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3038
Census Tract	970102

Owner

Source: Custer County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Nov 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF COLORADO
Jun 1, 2023	Intrafamily Transfer, Transfer
Aug 2, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Special Warranty Deed, Transfer LEGACY TITLE GROUP
Jun 7, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	2017230823
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000248349
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231322
Date	Dec 5, 2017
Instrument	231322

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231217
Date	Nov 17, 2017
Instrument	231217

Lender

Name	FIRST STATE BANK OF COLORADO
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUSTER CO
Recording Date	Jun 1, 2023
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Document Number	0000248349
Instrument Date	Jun 1, 2023
Instrument	248349
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 3RD ST, SILVER CLIFF, CO 81252-8936

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Aug 2, 2022
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Document Number	0000246213
Instrument Date	Jul 28, 2022
Instrument	246213
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.99
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 3RD ST, SILVER CLIFF, CO 81252-8936

Mortgage

Document Number	0000246214
Date	Aug 2, 2022
Instrument	246214

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUSTER CO
Recording Date	Dec 18, 2017
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Document Number	0000231414
Instrument Date	Dec 18, 2017
Instrument	231414
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6660 DELMONICO DR # 457, 457, COLORADO SPRINGS, CO 80919-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 3RD ST, SILVER CLIFF, CO 81252-8936

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Sep 28, 2017
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Document Number	0000230823
Instrument Date	Sep 27, 2017
Instrument	230823
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	LEGACY TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SADDLEMOUNTAIN RD, COLORADO SPRINGS, CO 80919-2114

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CUSTER CO
Recording Date	Jun 7, 2017
Property Address	306 3RD ST, SILVER CLIFF, CO 81252-8936
Document Number	0000229948
Instrument Date	Jun 7, 2017
Instrument	229948
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 LOUISIANA BLVD NE STE 8000, 8000, ALBUQUERQUE, NM 87110-5483

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Municipality	Silver Cliff Town
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (+50.93%)	$19,560 (-0.66%)	$313,021 (+6.49%)
2023	$646.00 (-39.91%)	$19,690 (+28.11%)	$293,934 (+36.71%)
2022	$1,075.00	$15,370 Land $1,430 Building $13,940	$214,998 Land $20,000 Building $194,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND MOUNTAIN WSD serves 1,950 people · EPA ID CO0114500
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

May also be available: AT&T.

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