Custer County property record for 115 3rd St, Silver Cliff, CO 81252
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 2020 |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Sep 2022) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Jul 2020 Construction Loan Jun 2020 Construction Loan + 1 more |
| APN | 0010045454 |
| Primary APN | 0010045454 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 S 3RD ST |
|---|---|
| City | WESTCLIFFE |
| State | CO |
| Zip | 81252-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13-16 BLK 192 TOWN OF SILVER CLIFF |
| Legal Subdivision | TOWN OF SILVER CLIFF |
| Legal Block | 192 |
| Legal Lot Number | 13-16 |
| Jurisdiction | CUSTER CO |
| Township / Civil Division | WESTCLIFFE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 970102 |
Source: Custer County records · APN 0010045454
Assessment roll updated June 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 371, WESTCLIFFE, CO 81252-0371 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Construction Mortgage ON Q FINANCIAL INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Construction Mortgage ON Q FINANCIAL INC |
| Sep 13, 2022 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Dec 12, 2019 · Amount on Record |
| Deed Document Number | 2022246550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUSTER CO |
| Property Address | 115 3RD ST, SILVER CLIFF, CO 81252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000238401 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 238401 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUSTER CO |
| Property Address | 115 3RD ST, SILVER CLIFF, CO 81252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000238163 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 238163 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUSTER CO |
| Recording Date | Sep 13, 2022 |
| Property Address | 115 3RD ST, SILVER CLIFF, CO 81252 |
| Document Number | 0000246550 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 246550 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 N 3RD ST, WESTCLIFFE, CO 81252-1300 |
| Document Number | 0000246551 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 246551 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Custer County records · Assessment roll updated June 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Custer County |
| Municipality | Silver Cliff Town |
| Unified School District | Custer County School District C-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,971.00 (+24.35%) | $26,900 (+1.51%) | $430,451 (+8.85%) |
| 2023 | $1,585.00 (+20.53%) | $26,500 (+41.11%) | $395,464 (+50.47%) |
| 2022 | $1,315.00 | $18,780 Land $1,140 Building $17,640 | $262,817 Land $16,000 Building $246,817 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Moderate above 42% of the US · lower than 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Lumen Technologies DSL | 60 / 5 |
| Smiling J Fixed Wireless | 50 / 15 |
| Visionary Communications Fixed Wireless | 25 / 3 |
May also be available: AT&T.
Based on FCC filings for 126 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROUND MOUNTAIN WSD serves 1,950 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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