306 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 306 16th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1983
Square Footage	1,533 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Tax Bill	$513.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0294-0090`
Alternative APNs	`263001000102940090` `78932`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,533 sqft Living Area
Gross Area	1,633 sqft Gross Area
1st Floor	1,533 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	100 ft x 75 ft Depth x Width
Shed	1 Shed
Shed Area	96 sqft Shed
Porch Area	200 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	306 16TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4641
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 294 W 1/2 LOTS 9-12 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	294
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4064
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0294-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 16TH ST, SAINT CLOUD, FL 34769-4641
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 01, 2025
Transfer Doc	0067872321
Record Refreshed	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	306 16TH ST, SAINT CLOUD, FL 34769-4641
Document Number	0052750660
Book / Page	005275 / 000660
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 16TH ST ST CLOUD FL 347694641, ST CLOUD, FL 34769-4641

Mortgage

Document Number	0052750660
Date	Jan 26, 2018
Book Page	005275/000660
Instrument	13772

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00 (+5.07%)	$89,963 (+5.99%)	$261,600 (+13.54%) Land $46,800 Building $214,800
2024	$513.00 (+3.64%)
2023	$495.00 (+6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$84,882 (+3%)	$230,400 (+18.34%) Land $42,500 Building $187,900
2022	$467.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$82,410	$194,700 Land $35,100 Building $159,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.