Osceola County property record for 200 16th St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1989 |
| Square Footage | 996 sqft Living Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2022) |
| Tax Bill | $3,675.00 (2024) |
| Primary APN | 01-26-30-0001-0293-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,116 sqft Gross Area |
| 1st Floor | 768 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Porch Area | 348 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 200 16TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 293 LOTS 11 & 12 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 293 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4065 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0293-0110
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 28, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Mar 15, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Mar 15, 2019 · Amount on Record |
| Deed Doc Number | 202215413 |
| Deed Book / Page | 6138 / 2832 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Document Number | 0064240291 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 6424/291 |
| Instrument | 2023076525 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 28, 2022 |
| Property Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Document Number | 0061382832 |
| Book / Page | 6138 / 2832 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022015413 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6120 ALLIGATOR LAKE SHR W, 6120, SAINT CLOUD, FL 34771-7331 |
| Name | Verified Name |
|---|---|
| Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Document Number | 0061382838 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 6138/2838 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Number | 0061390777 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 6139/777 |
| Instrument | 2022015664 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Document Number | 0058871355 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 5887/1355 |
| Instrument | 2021018507 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 200 16TH ST, SAINT CLOUD, FL 34769-4639 |
| Document Number | 0054921021 |
| Book / Page | 005492 / 001021 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 33614 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 16TH ST ST CLOUD FL 347694639, ST CLOUD, FL 34769-4639 |
| Document Number | 54921023 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 005492/001023 |
| Instrument | 33615 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+3.05%) | $211,400 (+13.35%) Land $46,800 Building $164,600 | $211,400 (+13.35%) Land $46,800 Building $164,600 |
| 2024 | $3,675.00 (+9.31%) | ||
| 2023 | $3,362.00 (+28.86%) | $186,500 (+19.02%) Land $42,500 Building $144,000 | $186,500 (+19.02%) Land $42,500 Building $144,000 |
| 2022 | $2,609.00 | $156,700 Land $35,100 Building $121,600 | $156,700 Land $35,100 Building $121,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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