200 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 200 16th St, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage996 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2022)
Tax Bill$3,675.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0293-0110
Alternative APNs
  • 263001000102930110
  • 78924

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area996 sqft Living Area
Gross Area1,116 sqft Gross Area
1st Floor768 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
Shed1 Shed
Shed Area64 sqft Shed
Porch Area348 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address200 16TH ST
CitySAINT CLOUD
StateFL
Zip34769-4639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 293 LOTS 11 & 12 12/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block293
Legal Lot Number11
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4065
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0293-0110

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address200 16TH ST, SAINT CLOUD, FL 34769-4639
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 28, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC
Feb 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Mar 15, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleMar 15, 2019 · Amount on Record
Deed Doc Number202215413
Deed Book / Page6138 / 2832
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address200 16TH ST, SAINT CLOUD, FL 34769-4639
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 16TH ST, SAINT CLOUD, FL 34769-4639

Mortgage

Document Number0064240291
DateJun 13, 2023
Book Page6424/291
Instrument2023076525
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueFeb 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2022
Property Address200 16TH ST, SAINT CLOUD, FL 34769-4639
Document Number0061382832
Book / Page6138 / 2832
Map ReferenceMB B PG 33&34
Instrument DateJan 24, 2022
Instrument2022015413
Transaction TypeTransfer
Record UpdatedFeb 09, 2022
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6120 ALLIGATOR LAKE SHR W, 6120, SAINT CLOUD, FL 34771-7331

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 16TH ST, SAINT CLOUD, FL 34769-4639

Mortgage

Document Number0061382838
DateJan 28, 2022
Instrument6138/2838
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Mortgage

Document Number0061390777
DateJan 28, 2022
Book Page6139/777
Instrument2022015664
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address200 16TH ST, SAINT CLOUD, FL 34769-4639
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 16TH ST, SAINT CLOUD, FL 34769-4639

Mortgage

Document Number0058871355
DateFeb 09, 2021
Book Page5887/1355
Instrument2021018507
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 15, 2019
Property Address200 16TH ST, SAINT CLOUD, FL 34769-4639
Document Number0054921021
Book / Page005492 / 001021
Instrument DateMar 14, 2019
Instrument33614
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 16TH ST ST CLOUD FL 347694639, ST CLOUD, FL 34769-4639

Mortgage

Document Number54921023
DateMar 15, 2019
Book Page005492/001023
Instrument33615
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,787.00 (+3.05%)$211,400 (+13.35%) Land $46,800 Building $164,600$211,400 (+13.35%) Land $46,800 Building $164,600
2024$3,675.00 (+9.31%)
2023$3,362.00 (+28.86%)$186,500 (+19.02%) Land $42,500 Building $144,000$186,500 (+19.02%) Land $42,500 Building $144,000
2022$2,609.00$156,700 Land $35,100 Building $121,600$156,700 Land $35,100 Building $121,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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