3059 Bluffton Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3059 Bluffton Rd, Decorah, IA 52101

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,944 sqft · built 1984
Lot Size2.34 acres (101,930 sqft)
Owner2 Individual Names on File
Tax Bill$3,842 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN062310002900

Property Details

APN / Parcel Number

Primary APN062310002900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,944 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,488 sqft
Finished Basement700 sqft
Unfinished Basement788 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area101,930 sqft (2.34 acres)
Garage TypeMixed
Garage Area1,608 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area108 sqft
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3059 BLUFFTON RD
CityDECORAH
StateIA
Zip52101-7789
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOTS 2-1, 2-2 & 2-1-1-1 SE NW
Legal Range09W
Legal Township99N
Legal Section23
Legal Lot Number1,2
JurisdictionWINNESHIEK IA
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2075
Census Tract950100

Owner

3059 Bluffton Rd, a rural home, is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3059 BLUFFTON RD, DECORAH, IA 52101-7789
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address3059 BLUFFTON RD, DECORAH, IA 52101-7789
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1698
DateApr 22, 2021
Book Page2021/1698
Instrument2021 1698
Lender
NameCRESCO BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3059 Bluffton Rd was $3,842 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,842.00$343,520 (-) Land $2,630 Building $340,890$343,520 (-) Land $2,630 Building $340,890
2025$3,842.00 (+7.14%) Homeowner's exemption$343,520 Land $2,630 Building $340,890$343,520 Land $2,630 Building $340,890
2024$3,586.00
2023$298,260 (+15.24%) Land $1,950 Building $296,310$298,260 Land $1,950 Building $296,310
2022$3,304.00 Homeowner's exemption Additional exemption filed$258,820 Land $1,560 Building $257,260
2021$258,820 Land $1,560 Building $257,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3059 Bluffton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3059 Bluffton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
GigFire
Fixed Wireless
150 / 130
Harmony Telephone Company
Fixed Wireless
50 / 10

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bluffton Rd

Nearby Streets

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