3032 Bluffton Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3032 Bluffton Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,320 sqft · built 1998
Lot Size	10.7 acres (466,528 sqft)
Owner	Individual Name on File
Tax Bill	$3,420 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`062340000200`

Property Details

APN / Parcel Number

Primary APN	`062340000200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,320 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	466,528 sqft (10.7 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3032 BLUFFTON RD
City	DECORAH
State	IA
Zip	52101-7789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-1-2 & 2-1- 2 NW SE, LOT 1 SW NE
Legal Range	09W
Legal Township	99N
Legal Section	23
Legal Subdivision	VILLAGE FESTINA
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2071
Census Tract	950100

Owner

3032 Bluffton Rd is owned and occupied by an individual who acquired it in January 2017.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3032 BLUFFTON RD, DECORAH, IA 52101-7789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Feb 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 24, 2017
Transfer Doc	2017/434
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3032 BLUFFTON RD, DECORAH, IA 52101-7789
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1000
Date	Apr 7, 2017
Book Page	2017/1000
Instrument	2017 1000

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Feb 13, 2017
Property Address	3032 BLUFFTON RD, DECORAH, IA 52101-7789
Document Number	2017/434
Book / Page	2017 / 434
Instrument Date	Jan 24, 2017
Instrument	2017 0434
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 BLUFFTON RD, DECORAH, IA 52101-7789

Tax Assessment & Valuation

The 2026 property tax bill for 3032 Bluffton Rd was $3,420 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,420.00	$308,290 (-) Land $71,880 Building $236,410	$308,290 (-) Land $71,880 Building $236,410
2025	$3,420.00 (+4.91%) Homeowner's exemption	$308,290 Land $71,880 Building $236,410	$308,290 Land $71,880 Building $236,410
2024	$3,260.00
2023		$273,700 (+14.95%) Land $71,880 Building $201,820	$273,700 Land $71,880 Building $201,820
2022	$3,008.00 Homeowner's exemption	$238,110 Land $59,900 Building $178,210
2021			$238,110 Land $59,900 Building $178,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3032 Bluffton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 Bluffton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	100 / 20
Harmony Telephone Company Fixed Wireless	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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