Whatcom County property record for 3058 E Smith Rd, Bellingham, WA 98226 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,733 sqft · built 1967 |
| Lot Size | 12.6 acres (552,341 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,372 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390429-230050-0000 |
| Primary APN | 390429-230050-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 2,733 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 552,341 sqft (12.6 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 770 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 107746 |
|---|---|
| Street Address | 3058 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 26 ACRES OF S 2/3 OF SW-EXC N 8 FT THEREOF-EXC PTN LY N OF A LI DRAWN 1729 FT S OF-PAR TO N LI OF SW 1/4-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 930428114 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10702 |
Source: Whatcom County records · APN 390429-230050-0000
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Nov 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Jul 01, 2021 | Intrafamily Transfer, Transfer |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 08, 2020 |
| Transfer Doc | 0000000027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000201118 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 2022-0201118 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 20211100329 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-1100329 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 01, 2021 |
| Property Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 20210700027 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 2021-0700027 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3058 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 2190502155 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 3058 E SMITH RD BELLINGHAM WA 982269563, BELLINGHAM, WA 98226-9563 |
| Document Number | 2190502155 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 502155 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | ABERDEEN, WA 98520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,372.00 (-6.25%) | $838,408 (-4.92%) Land $332,989 Building $505,419 | $838,408 (-4.92%) Land $332,989 Building $505,419 |
| 2024 | $6,797.00 (+35.1%) | $881,838 (+22%) Land $511,169 Building $370,669 | $881,838 (+22%) Land $511,169 Building $370,669 |
| 2022 | $722,801 Land $418,982 Building $303,819 | $722,801 Land $418,982 Building $303,819 | |
| 2021 | $5,031.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures