Hamilton County property record for 3057 Ferguson Rd, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,998 sqft · built 1947 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,960 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 208-0059-0118-00 |
| Primary APN | 208-0059-0118-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 999 sqft |
| 2nd Floor Area | 999 sqft |
| Basement Area | 999 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 15,725 sqft (0.36 acres) |
| Lot Dimensions | 190 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3057 FERGUSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUSON RD 85 X 190 IRR WS FERGUSON RD 300 FT S OF WERK RD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10202 |
Source: Hamilton County records · APN 208-0059-0118-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| May 05, 2020 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Apr 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2019 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Oct 17, 2018 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2015 |
| Deed Sale | Nov 05, 2015 |
| Prior Sale | Nov 05, 2015 |
| Deed Document Number | 0000119268 |
| Deed Book / Page | 013036 / 000643 |
| Last Transfer Date | Apr 26, 2019 |
| Transfer Doc | 0000031759 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Document Number | 0000102298 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 14785/1106 |
| Instrument | 2022-0102298 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000089197 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 14464/413 |
| Instrument | 2021-0089197 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013516 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 17-0013516 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Document Number | 0000044590 |
| Instrument Date | May 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3057 FERGUSON RD CINCINNATI OH 452382436, CINCINNATI, OH 45238-2436 |
| Document Number | 0000044590 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 014166/002238 |
| Instrument | 44590 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 26, 2019 |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Document Number | 0000031759 |
| Book / Page | 013905 / 001034 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 31759 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3057 FERGUSON RD CINCINNATI OH 452382436, CINCINNATI, OH 45238-2436 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Document Number | 0000015963 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3057 FERGUSON RD CINCINNATI OH 452382436, CINCINNATI, OH 45238-2436 |
| Document Number | 0000015963 |
|---|---|
| Date | Mar 04, 2019 |
| Book Page | 013866/001596 |
| Instrument | 15963 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3057 FERGUSON RD, CINCINNATI, OH 45238-2436 |
| Document Number | 0000093763 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3057 FERGUSON RD CINCINNATI OH 452382436, CINCINNATI, OH 45238-2436 |
| Document Number | 0000093763 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 013779/001666 |
| Instrument | 93763 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,960.00 (+0.15%) | $62,164 (-) Land $8,705 Building $53,459 | |
| 2024 | $3,954.00 (-0.18%) | $62,164 (-) Land $8,705 Building $53,459 | |
| 2023 | $3,961.00 (+82.79%) | $62,164 (+104.36%) Land $8,705 Building $53,459 | $177,610 (+104.36%) Land $24,870 Building $152,740 |
| 2022 | $2,167.00 | $30,419 Land $7,606 Building $22,813 | |
| 2020 | $86,910 Land $21,730 Building $65,180 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 506 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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