3028 Ferguson Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3028 Ferguson Rd, Cincinnati, OH 45238

Property Summary

Property Type	Apartments (5+ Units)
Details	3,360 sqft · built 1951
Lot Size	0.187 acres (8,189 sqft)
Owner	Company Name on File
Last Sale	$118,000 (Sep 2017)
Tax Bill	$5,988 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-0059-0282-00`

Property Details

APN / Parcel Number

Primary APN	`208-0059-0282-00`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,360 sqft

Exterior

Year Built	Built 1951
Lot Area	8,189 sqft (0.187 acres)
Lot Dimensions	150 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	4 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3028 FERGUSON RD
City	CINCINNATI
State	OH
Zip	45238-2447
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	FERGUSON RD 55.72 X 150.04 IRR PT LOT 2 IRWINS SUB
Legal Subdivision	IRWINS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	10202

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 18621, HAMILTON, OH 45018-0621
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	0000000322
Last Transfer Date	Oct 30, 2017
Transfer Doc	0000099389
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447

Mortgage

Document Number	0000009903
Date	Feb 9, 2023
Book Page	14850/1184
Instrument	2023-0009903

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447

Mortgage

Document Number	0000013819
Date	Feb 8, 2022
Book Page	14600/482
Instrument	2022-0013819

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2017
Property Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447
Document Number	0000099389
Book / Page	013534 / 001249
Instrument Date	Oct 27, 2017
Instrument	99389
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 18621 FAIRFIELD OH 450180621, FAIRFIELD, OH 45018-0621

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 1, 2017
Property Address	3028 FERGUSON RD, CINCINNATI, OH 45238-2447
Document Number	0000000322
Map Reference	MB 102 PG 59
Instrument Date	Aug 31, 2017
Instrument	17-0080322
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 44TH ST SW, GRANDVILLE, MI 49418-3329

Mortgage

Document Number	0000000323
Date	Sep 1, 2017
Instrument	17-0080323

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,988.00 (+0.67%)	$72,055 (-) Land $10,780 Building $61,275
2024	$5,948.00 (+0.25%)	$72,055 (-) Land $10,780 Building $61,275
2023	$5,933.00 (+51.74%)	$72,055 (+74.47%) Land $10,780 Building $61,275	$205,870 (+74.47%) Land $30,800 Building $175,070
2022	$3,910.00	$41,300 Land $10,388 Building $30,912
2020			$118,000 Land $29,680 Building $88,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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