Schenectady County and Rotterdam Town property record for 3057 Cox Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1915 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,801 (Nov 2025) |
| Tax Bill | $5,782 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-5-23 |
| Primary APN | 422800 48.19-5-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 141 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3057 COX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R GROVE PARK-78 2.-136-6 |
| Legal Subdivision | GROVE PARK |
| Legal Block | 5 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 365 VAN ANTWERP RD APT C25, C25, NISKAYUNA, NY 12309 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed, Transfer · Conventional Mortgage ARROW BANK NA |
| Apr 5, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jun 20, 2018 | Deed, Transfer · Construction Mortgage TRUSTCO BANK |
| Jul 19, 2017 | Trustee's Deed, Foreclosure WEB TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2021 · Amount on Record |
| Deed Document Number | 202528024 |
| Deed Book / Page | 2161 / 526 |
| Prior Transfer Date | Jun 20, 2017 |
| Prior Transfer Doc | 0000032211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 26, 2025 |
| Property Address | 3057 COX AVE, SCHENECTADY, NY 12306-2133 |
| Document Number | 0000028024 |
| Map Reference | CAB A 336 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 202528024 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3057 COX AVE, ROTTERDAM, NY 12306-2133 |
| Name | Verified Name |
|---|---|
| Address | 365 VAN ANTWERP ROAD #C25 # C25, C25, NISKAYUNA, NY 12309 |
| Document Number | 0000028025 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202528025 |
| Name | ARROW BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 5, 2021 |
| Property Address | 3057 COX AVE, SCHENECTADY, NY 12306-2133 |
| Document Number | 0000014970 |
| Book / Page | 2055 / 902 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 202114970 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | MARKET TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3057 COX AVE, 3057, ROTTERDAM, NY 12306-2133 |
| Name | Verified Name |
|---|---|
| Address | 2905 ROUTE 29, MIDDLE GROVE, NY 12850-1306 |
| Document Number | 0000014971 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 202114971 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3057 COX AVE, SCHENECTADY, NY 12306-2133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026681 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 4917/360 |
| Instrument | 201926681 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 20, 2018 |
| Property Address | 3057 COX AVE, SCHENECTADY, NY 12306-2133 |
| Document Number | 0000027135 |
| Book / Page | 1989 / 631 |
| Map Reference | CAB A PG 336 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 201827135 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14107 20TH AVE # AVE409, 14107, WHITESTONE, NY 11357-3062 |
| Name | Verified Name |
|---|---|
| Address | 348 9TH ST, TROY, NY 12180-1608 |
| Document Number | 0000027137 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 4845/035 |
| Instrument | 201827137 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Feb 15, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 19, 2017 |
| Property Address | 3057 COX AVE, SCHENECTADY, NY 12306-2133 |
| Document Number | 0000032211 |
| Book / Page | 001967 / 000236 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 32211 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 25, 2017 |
| Title Company | WEB TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $552.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 RESEARCH PKWY #303 MERIDEN CT 064508342, 303, MERIDEN, CT 06450-8342 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,782.00 (+2.05%) | ||
| 2025 | $5,666.00 | $155,000 (-) Land $7,800 Building $147,200 | $238,500 (+10.78%) Land $12,002 Building $226,498 |
| 2024 | $155,000 (-) Land $7,800 Building $147,200 | $215,300 (+5.59%) Land $10,834 Building $204,466 | |
| 2023 | $155,000 Land $7,800 Building $147,200 | $203,900 Land $10,261 Building $193,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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