3045 Cox Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3045 Cox Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,556 sqft · built 1905
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Jun 2016)
Tax Bill$6,305 (2026)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.19-5-21

Property Details

APN / Parcel Number

Primary APN422800 48.19-5-21
Alternative APN
  • 280004801900050210000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,556 sqft Living Area
1st Floor Area1,016 sqft
Upper Floors Area540 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions143 ft deep x 40 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3045 COX AVE
CitySCHENECTADY
StateNY
Zip12306-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,CRPT,3DMS,ADD GROVE PARK-75 2.-136-3
Legal SubdivisionMAP OF GROVE PARK
Legal Block5
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3019
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address523 TERRACE RD, SCHENECTADY, NY 12306-1717
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2016 · Amount on Record
Deed SaleJun 3, 2016 · Amount on Record
Prior SaleMay 21, 2015 · Amount on Record
Deed Document Number201623634
Deed Book / Page1938 / 624
Last Transfer DateJan 20, 2017
Transfer Doc0000005756
Record UpdatedOct 29, 2026

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 6, 2017
Property Address3045 COX AVE, SCHENECTADY, NY 12306-2133
Document Number0000005756
Book / Page1956 / 114
Instrument DateJan 20, 2017
Instrument201705756
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 TERRACE RD, SCHENECTADY, NY 12306-1717

Mortgage

Document Number0000005757
DateFeb 6, 2017
Instrument201705757
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,305.00 (+2.06%)
2025$6,178.00$169,000 (-) Land $7,800 Building $161,200$260,000 (+16.91%) Land $12,000 Building $248,000
2023$169,000 Land $7,800 Building $161,200$222,400 Land $10,265 Building $212,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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