3056 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3056 Summitrun Dr, Independence, KY 41051 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,756 sqft · built 2005
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Jul 2015)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-01-298.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-01-298.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,756 sqft Finished Area

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	0592001298.00
Street Address	3056 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER RIDGE SEC 19 LOT 298
Legal Subdivision	CLOVER RIDGE
Legal Phase	19
Legal Lot Number	298
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	66802

Owner

Source: Kenton County records · APN 059-20-01-298.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3056 SUMMITRUN DR, INDEPENDENCE, KY 41051-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Feb 22, 2018	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Document Number	0003625202
Deed Book / Page	3625 / 202
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3056 SUMMITRUN DR, INDEPENDENCE, KY 41051-6725
Document Number	0000000206
Instrument Date	Jan 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 SUMMITRUN DR INDEPENDENCE KY 410516725, INDEPENDENCE, KY 41051-6725

Mortgage

Document Number	0000000206
Date	Jan 27, 2020
Book Page	0000M6/000705
Instrument	206

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3056 SUMMITRUN DR, INDEPENDENCE, KY 41051-6725
Document Number	0000000078
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 08, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3056 SUMMITRUN DR INDEPENDENCE KY 410516725, INDEPENDENCE, KY 41051-6725

Mortgage

Document Number	0000000078
Date	Feb 28, 2018
Book Page	0I4073/000288
Instrument	78

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2033

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,085.00 (+26.9%)	$265,300 (+37.68%) Land $35,000 Building $230,300	$265,300 (+37.68%) Land $35,000 Building $230,300
2023	$2,431.00	$192,700 Land $30,000 Building $162,700	$192,700 Land $30,000 Building $162,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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