3055 Vera Way, Lima, OH 45805 Property Records

Allen County property record for 3055 Vera Way, Lima, OH 45805

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2023)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-3410-04-012.504`

Property Details

APN / Parcel Number

Primary APN	`36-3410-04-012.504`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,173 sqft
1st Floor Area	900 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3055 VERA WAY
City	LIMA
State	OH
Zip	45805-5904
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLA COMMUNITY AT THE OUTER BANKS CONDOMINIUM II PHASE I UNIT B
Legal Subdivision	VILLA COMMUNITY AT THE OUTER BANKS
Legal Phase	I
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3003
Census Tract	10900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3055 VERA WAY, LIMA, OH 45805-5904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	20234406
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 26, 2023
Property Address	3055 VERA WAY, LIMA, OH 45805-5904
Document Number	5260004406
Book / Page	2023 / 4406
Map Reference	VOL 2009 PG 6789
Instrument Date	May 24, 2023
Instrument	202305260004406
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 VERA WAY, LIMA, OH 45805-5904

Mortgage

Document Number	5260004407
Date	May 26, 2023
Instrument	202305260004407

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 10, 2018
Property Address	3055 VERA WAY, LIMA, OH 45805-5904
Document Number	0000013731
Instrument Date	Dec 10, 2018
Instrument	13731
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2998 STONEYBROOK DR LIMA OH 458053894, LIMA, OH 45805-3894

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (-0.09%)	$52,750 (-) Land $9,910 Building $42,840	$150,700 (-) Land $28,300 Building $122,400
2024	$2,338.00 (+7.05%) Homeowner's exemption	$52,750 (+23.02%) Land $9,910 Building $42,840	$150,700 (+23.02%) Land $28,300 Building $122,400
2023	$2,184.00 (-0.64%)	$42,880 (-) Land $8,050 Building $34,830
2022	$2,198.00	$42,880 Land $8,050 Building $34,830
2021			$122,500 Land $23,000 Building $99,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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