3054 Vera Way, Lima, OH 45805 Property Records

Allen County property record for 3054 Vera Way, Lima, OH 45805

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,100 sqft · built 2005
Lot Size	0.437 acres (19,036 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jun 2020)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Jun 2020 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3410-02-022.507`

Property Details

APN / Parcel Number

Primary APN	`36-3410-02-022.507`
Alternative APN	`G2336341002022507`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	19,036 sqft (0.437 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3054 VERA WAY
City	LIMA
State	OH
Zip	45805-5905
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLA COMMUNITY AT THE OUTER BANKS CONDO PHASE VII REDBIRD UNIT B
Legal Subdivision	VILLA COMMUNITY AT THE OUTER BANKS
Legal Phase	VII
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3004
Census Tract	10900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3054 VERA WAY, LIMA, OH 45805-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 30, 2020	Deed of Trust, Mortgage SUPERIOR CU
Feb 28, 2019	Grant Deed, Transfer · Conventional Mortgage THE UNION BK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20207176
Deed Book / Page	2020 / 7176
Prior Transfer Date	Apr 17, 2015
Prior Transfer Doc	4170003497
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 30, 2020
Property Address	3054 VERA WAY, LIMA, OH 45805-5905
Document Number	0000007176
Instrument Date	Jun 30, 2020
Instrument	7176
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$471.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3054 VERA WAY LIMA OH 458055905, LIMA, OH 45805-5905

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3054 VERA WAY, LIMA, OH 45805-5905
Document Number	0000007177
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3054 VERA WAY LIMA OH 458055905, LIMA, OH 45805-5905

Mortgage

Document Number	0000007177
Date	Jun 30, 2020
Instrument	7177

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 28, 2019
Property Address	3054 VERA WAY, LIMA, OH 45805-5905
Document Number	0000001768
Instrument Date	Feb 27, 2019
Instrument	1768
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3054 VERA WAY LIMA OH 458055905, LIMA, OH 45805-5905

Mortgage

Document Number	1769
Date	Feb 28, 2019
Instrument	1769

Lender

Name	THE UNION BK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2034

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (-0.07%)	$60,870 (-) Land $9,660 Building $51,210	$173,900 (-) Land $27,600 Building $146,300
2024	$2,697.00 (+22.65%) Homeowner's exemption	$60,870 (+38.03%) Land $9,660 Building $51,210	$173,900 (+38.02%) Land $27,600 Building $146,300
2023	$2,199.00 (-0.63%) Homeowner's exemption	$44,100 (-) Land $7,000 Building $37,100
2022	$2,213.00 Homeowner's exemption	$44,100 Land $7,000 Building $37,100
2021			$126,000 Land $20,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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