Lorain County property record for 3055 Sterling Rd, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,146 sqft · built 1951 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,500 (Dec 2014) |
| Tax Bill | $1,425 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-047-118-017 |
| Primary APN | 03-00-047-118-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 1,286 sqft |
| 1st Floor Area | 800 sqft |
| Basement Area | 346 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 130 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3055 STERLING RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTHAVEN 2 46 X 130 |
| Legal Subdivision | EASTHAVEN 2 |
| Legal Block | 118 |
| Legal Lot Number | 201&2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23000 |
3055 Sterling Rd is owned and occupied by an individual who bought it in December 2014.
Source: Lorain County records, as of June 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3055 STERLING RD, LORAIN, OH 44052-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on File |
| Deed Sale | Dec 18, 2014 · Amount on File |
| Prior Sale | Feb 17, 2011 · Amount on File |
| Deed Document Number | 2014529249 |
| Prior Transfer Date | Jan 8, 2004 |
| Prior Transfer Doc | 0000979480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 1, 2026 |
| Property Address | 3055 STERLING RD, LORAIN, OH 44052-2641 |
| Document Number | 0000097917 |
| Instrument Date | May 23, 2026 |
| Instrument | 202697917 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3055 STERLING RD, LORAIN, OH 44052-2641 |
| Document Number | 0000097917, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202697917 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3055 STERLING RD, LORAIN, OH 44052-2641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3055 STERLING RD, LORAIN, OH 44052-2641 |
| Document Number | 0000072148 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0072148 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 3055 Sterling Rd was $1,425.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,425.00 | $35,500 (%) Land $3,680 Building $31,820 | $101,430 (-) Land $10,510 Building $90,920 |
| 2024 | $1,425.00 (+2.37%) | $35,501 (+34.68%) Land $3,679 Building $31,822 | $101,430 (+34.68%) Land $10,510 Building $90,920 |
| 2023 | $1,392.00 (+0.87%) | $26,359 (%) Land $5,254 Building $21,105 | $75,310 Land $15,010 Building $60,300 |
| 2022 | $1,380.00 | $26,360 Land $5,250 Building $21,110 | |
| 2021 | $75,310 Land $15,010 Building $60,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3055 Sterling Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3055 Sterling Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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