Lorain County property record for 3054 Sterling Rd, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,418 sqft · built 1951 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Aug 2026) |
| Tax Bill | $725 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-047-120-010 |
| Primary APN | 03-00-047-120-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 346 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 130 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3054 STERLING RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST HAVEN 2 FRNT 0046.00 DPTH 0130.00 |
| Legal Subdivision | EAST HAVEN 2 |
| Legal Block | 120 |
| Legal Lot Number | 209 0 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23000 |
Source: Lorain County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jun 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 25, 2022 | Transfer on Death Deed, Transfer |
| Sep 9, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Aug 25, 2017 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 2026106456 |
| Prior Transfer Date | Sep 7, 2017 |
| Prior Transfer Doc | 0000643687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 5, 2026 |
| Property Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000106456 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026106456 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | AMERICAN R TITLE, AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000106457, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026106457 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000099753 |
| Instrument Date | May 21, 2026 |
| Instrument | 202699753 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 25, 2022 |
| Property Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000876729 |
| Map Reference | VOL 13 PG 32 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022-0876729 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210838380 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-0838380 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 25, 2017 |
| Property Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000641971 |
| Map Reference | MB 13 PG 32 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017-0641971 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ERIEVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3054 STERLING RD, LORAIN, OH 44052-2642 |
| Document Number | 0000641972 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 2017-0641972 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $725.00 Homeowner's exemption | $39,780 (%) Land $3,680 Building $36,100 | $113,660 (-) Land $10,510 Building $103,150 |
| 2024 | $725.00 (-16.09%) | $39,781 (+53.2%) Land $3,679 Building $36,103 | $113,660 (+53.2%) Land $10,510 Building $103,150 |
| 2023 | $864.00 (-1.59%) | $25,967 (+0.03%) Land $5,254 Building $20,713 | $74,190 (-) Land $15,010 Building $59,180 |
| 2022 | $878.00 | $25,960 Land $5,250 Building $20,710 | |
| 2021 | $74,190 Land $15,010 Building $59,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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