3055 Steeplegate Dr, Germantown, TN 38138 Property Records

Shelby County property record for 3055 Steeplegate Dr, Germantown, TN 38138

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,458 sqft · built 1999
Lot Size0.345 acres (15,036 sqft)
Owner2 Company Names on Record
Last Sale$493,000 (Oct 2017)
Tax Bill$5,138 (2025)
Deeds & MortgagesMar 2024 Transfer
Aug 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNG0-231B-J0-0019

Property Details

APN / Parcel Number

Primary APNG0-231B-J0-0019

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area4,458 sqft Living Area
Gross Area5,190 sqft
1st Floor Area2,398 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area15,036 sqft (0.345 acres)
Lot Dimensions125 ft deep x 125 ft wide
Garage TypeAttached
Garage Area732 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area339 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3055 STEEPLEGATE DR
CityGERMANTOWN
StateTN
Zip38138-7748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWS STEEPLEGATE DR
Legal SubdivisionSTEEPLEGATE SEC A
Legal Lot Number19
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract21341

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3055 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Intrafamily Transfer, Transfer
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Oct 12, 2017Warranty Deed, Transfer · Conventional Mortgage
TRIUMPH MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2017 · Amount on Record
Deed SaleOct 12, 2017 · Amount on Record
Prior SaleNov 2, 2004 · Amount on Record
Deed Document Number2017105563
Last Transfer DateDec 29, 2023
Transfer Doc0000023602
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateMar 21, 2024
Property Address3055 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
Document Number0024023602
Map ReferenceMB 201 PG 14
Instrument DateDec 29, 2023
Instrument24023602
Transaction TypeTransfer
Record UpdatedMar 27, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3055 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3055 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022087396
DateAug 4, 2022
Instrument22087396
Lender
NameFIRST HORIZON BANK
TypeBank
AddressGERMANTOWN, TN 38138
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJun 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateOct 12, 2017
Property Address3055 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
Document Number0000105563
Instrument DateOct 6, 2017
Instrument105563
Transaction TypeTransfer
Record UpdatedOct 20, 2017
Title CompanyPERFECT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,824.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3055 STEEPLEGATE DR GERMANTOWN TN 381387748, GERMANTOWN, TN 38138-7748

Mortgage

Document Number105564
DateOct 12, 2017
Instrument105564
Lender
NameTRIUMPH MTG
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

Mortgage

Document Number105565,
DateOct 12, 2017
Instrument105565
Lender
NameLANDMARK CMNTY BK
TypeBank
AddressCOLLIERVILLE, TN 38017
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 11, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,138.00 (-26.31%)$191,025 (+38.73%) Land $33,950 Building $157,075$764,100 (+38.73%) Land $135,800 Building $628,300
2023$137,700 Land $23,225 Building $114,475
2022$6,972.00
2021$550,800 Land $92,900 Building $457,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2019–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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