3041 Steeplegate Dr, Germantown, TN 38138 Property Records

Shelby County property record for 3041 Steeplegate Dr, Germantown, TN 38138

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,257 sqft · built 1997
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (May 2025)
Tax Bill$4,560 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNG0-231B-J0-0018

Property Details

APN / Parcel Number

Primary APNG0-231B-J0-0018

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area4,257 sqft Living Area
Gross Area4,908 sqft
1st Floor Area2,299 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area56 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3041 STEEPLEGATE DR
CityGERMANTOWN
StateTN
Zip38138-7748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWS STEEPLEGATE DR
Legal SubdivisionSTEEPLEGATE SEC A
Legal Lot Number18
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract21341

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3041 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2025 · Amount on Record
Deed SaleMay 14, 2025 · Amount on Record
Prior SaleJun 27, 1997 · Amount on Record
Deed Document Number202538013
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3041 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3041 STEEPLEGATE DR, GERMANTOWN, TN 38138-7748

Mortgage

Document Number0022088126
DateAug 5, 2022
Instrument22088126
Lender
NameFIRST HORIZON BANK
TypeBank
AddressGERMANTOWN, TN 38138
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJun 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,560.00 (-27.41%)$169,525 (+36.63%) Land $33,950 Building $135,575$678,100 (+36.63%) Land $135,800 Building $542,300
2023$124,075 Land $23,175 Building $100,900
2022$6,282.00
2021$496,300 Land $92,700 Building $403,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2019–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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