3055 Seminole Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3055 Seminole Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,335 sqft · built 1978
Lot Size	5.03 acres (219,106 sqft)
Owner	Individual Name on File
Tax Bill	$2,844 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-26-29-3670-0025-0060`

Property Details

APN / Parcel Number

Primary APN	`24-26-29-3670-0025-0060`
Alternative APNs	`262924367000250060` `58741`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,335 sqft Living Area
Gross Area	3,173 sqft
1st Floor Area	2,335 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	219,106 sqft (5.03 acres)
Porch	Finished/Open Porch
Porch Area	838 sqft
Pole Barn	264 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3055 SEMINOLE RD
City	SAINT CLOUD
State	FL
Zip	34772-7652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	KISSIMMEE PARK BLK 25 LOT 6 PB 1 PG 041
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	25
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3055 SEMINOLE RD, SAINT CLOUD, FL 34772-7652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Nov 3, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 3, 2021
Transfer Doc	0060791577
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3055 SEMINOLE RD, SAINT CLOUD, FL 34772-7652
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 SEMINOLE RD, SAINT CLOUD, FL 34772-7652

Mortgage

Document Number	0061001538
Date	Dec 6, 2021
Book Page	6100/1538
Instrument	2021187204

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 3, 2021
Property Address	3055 SEMINOLE RD, SAINT CLOUD, FL 34772-7652
Document Number	0060791577
Book / Page	6079 / 1577
Map Reference	MB 1 PG 41
Instrument Date	Nov 3, 2021
Instrument	2021171289
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 SEMINOLE RD, SAINT CLOUD, FL 34772-7652

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,844.00 (+5.88%) Homeowner's exemption	$194,696 (+5.99%)	$383,000 (+2.16%) Land $150,900 Building $232,100
2024	$2,686.00 (+2.28%)
2023	$2,626.00 (+4.75%) Homeowner's exemption	$183,699 (+3%)	$374,900 (+10.49%) Land $150,900 Building $224,000
2022	$2,507.00 Homeowner's exemption	$178,349	$339,300 Land $140,800 Building $198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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