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2960 Seminole Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2960 Seminole Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2003
Lot Size1.97 acres (85,943 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2022)
Tax Bill$5,168 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-26-29-3670-0015-0055

Property Details

APN / Parcel Number

Primary APN24-26-29-3670-0015-0055
Alternative APNs
  • 262924367000150055
  • 58700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,075 sqft
1st Floor Area1,560 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area85,943 sqft (1.97 acres)
Lot Dimensions267 ft deep x 327 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area115 sqft
Patio Area384 sqft
Shed1 Shed
Shed Area242 sqft
Pole Barn480 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2960 SEMINOLE RD
CitySAINT CLOUD
StateFL
Zip34772-7656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-2
Legal DescriptionKISSIMMEE PARK PB 1 PG 41 BLK 15 COM AT SE COR LOT 5, N 327 FT, W 267 FT, S 327.19 FT, E 267 FT TO POB LESS E 5.00 FT FOR R/W
Legal Range29E
Legal Township26S
Legal Section24
Legal SubdivisionKISSIMMEE PARK
Legal Tract3670
Legal Block15
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2960 SEMINOLE RD, SAINT CLOUD, FL 34772-7656
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Deed Document Number202233356
Deed Book / Page6161 / 1628
Prior Transfer DateFeb 25, 2013
Prior Transfer Doc0044160206
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2960 SEMINOLE RD, SAINT CLOUD, FL 34772-7656
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4015 OLD CANOE CREEK RD, SAINT CLOUD, FL 34769-6840

Mortgage

Document Number0061611629
DateMar 2, 2022
Book Page6161/1629
Instrument2022033357
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,168.00 (+1.83%) Homeowner's exemption$362,500 (+1.43%) Land $138,100 Building $224,400$362,500 (+1.43%) Land $138,100 Building $224,400
2024$5,075.00 (+0.46%)
2023$5,052.00 (+182.39%) Homeowner's exemption$357,400 (+180.43%) Land $138,100 Building $219,300$357,400 (+36.46%) Land $138,100 Building $219,300
2022$1,789.00 Homeowner's exemption Disabled Person's exemption$127,446$261,900 Land $75,000 Building $186,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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