3053 Saint Cloud Pl, Memphis, TN 38127 Property Records

Shelby County property record for 3053 Saint Cloud Pl, Memphis, TN 38127

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,056 sqft · built 1974
Lot Size	0.087 acres (3,801 sqft)
Owner	Trust Name on File
Last Sale	$40,000 (May 2025)
Tax Bill	$236 (2025)
Deeds & Mortgages	Nov 2023 Sale Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-2022-E0-0002`

Property Details

APN / Parcel Number

Primary APN	`07-2022-E0-0002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Other
Lot Area	3,801 sqft (0.087 acres)
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3053 SAINT CLOUD PL
City	MEMPHIS
State	TN
Zip	38127-7330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU-2
Legal Description	1/66TH INT IN 5.76 ACRES
Legal Subdivision	OVERTON MANOR TOWNHOUSES REV
Legal Lot Number	UNIT 50
Legal Unit	50
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	10120

Owner

3053 Saint Cloud Pl, a condominium, is held in a trust since May 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	167 BEAUMONT ST, BROOKLYN, NY 11235-4118
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer
Aug 24, 2022	Warranty Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC
Apr 25, 2022	Deed of Trust, Mortgage ROSANA BELDA
Aug 31, 2021	Warranty Deed, Transfer · Line of Credit CRESTCORE FINANCIAL LLC
May 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Nov 8, 2023 · Amount on File
Deed Document Number	202538419
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 8, 2023
Property Address	3053 SAINT CLOUD PL, MEMPHIS, TN 38127-7330
Document Number	0023096165
Map Reference	MB 52 PG 41
Instrument Date	Oct 19, 2023
Instrument	23096165
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 SUMMERCREEK WAY, ESCONDIDO, CA 92029-5317

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 24, 2022
Property Address	3053 SAINT CLOUD PL, MEMPHIS, TN 38127-7330
Document Number	0022095454
Map Reference	MB 52 PG 41
Instrument Date	Aug 16, 2022
Instrument	22095454
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12101 IVORY FASHION CT, LAUREL, MD 20708-2800
Investor	Possibly a Property Investor

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3053 SAINT CLOUD PL, MEMPHIS, TN 38127-7330
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022046561
Date	Apr 25, 2022
Instrument	22046561

Lender

Name	ROSANA BELDA
Type	Private Party
Address	MEMPHIS, TN 38120

Agreement

Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 31, 2021
Property Address	3053 SAINT CLOUD PL, MEMPHIS, TN 38127-7330
Document Number	0021108582
Map Reference	MB 52 PG 41
Instrument Date	Aug 18, 2021
Instrument	21108582
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NOT AVAILABLE, LOCAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7350 NORTH VIA PASEADEL, SCOTTSDALE, AZ 85258

Mortgage

Document Number	0021108583
Date	Aug 31, 2021
Instrument	21108583

Lender

Name	CRESTCORE FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Nov 10, 2022

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 6, 2021
Property Address	3053 SAINT CLOUD PL, MEMPHIS, TN 38127-7330
Document Number	0021054379
Map Reference	MB 52 PG 41
Instrument Date	Apr 27, 2021
Instrument	21054379
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8373 SHADY CREEK DR, GERMANTOWN, TN 38138-7607

Tax Assessment & Valuation

The 2025 property tax bill for 3053 Saint Cloud Pl was $236.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$236.00	$8,775 Land $475 Building $8,300	$35,100 Land $1,900 Building $33,200
2023		$3,225 Land $475 Building $2,750
2022	$196.00
2021			$12,900 Land $1,900 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3053 Saint Cloud Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3053 Saint Cloud Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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