3046 Saint Cloud Pl, Memphis, TN 38127 Property Records

Shelby County property record for 3046 Saint Cloud Pl, Memphis, TN 38127

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,056 sqft · built 1974
Lot Size	0.087 acres (3,801 sqft)
Owner	Company Name on File
Last Sale	$293,360 (Sep 2021)
Tax Bill	$290 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-2022-E0-0010`

Property Details

APN / Parcel Number

Primary APN	`07-2022-E0-0010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Townhouse
Exterior Material	Other
Lot Area	3,801 sqft (0.087 acres)
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3046 SAINT CLOUD PL
City	MEMPHIS
State	TN
Zip	38127-7331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU-2
Legal Description	1/66TH INT IN 5.76 ACRES
Legal Subdivision	OVERTON MANOR TOWNHOUSES REV
Legal Lot Number	UNIT 53
Legal Unit	53
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	10120

Owner

3046 Saint Cloud Pl, a condominium, is owned by a company that bought it in September 2021.

Source: Shelby County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	9950 6TH ST, WINDERMERE, FL 34786-7944
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN PATRIOT LENDING LLC
Mar 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Mar 25, 2009 · Amount on File
Deed Document Number	2021115022
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000067504
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 16, 2021
Property Address	3046 SAINT CLOUD PL, MEMPHIS, TN 38127-7331
Document Number	0021115022
Map Reference	MB 52 PG 41
Instrument Date	Sep 3, 2021
Instrument	21115022
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 POPLAR CREST CV # 202, 202, MEMPHIS, TN 38119-4877

Mortgage

Document Number	0021115023
Date	Sep 16, 2021
Instrument	21115023

Lender

Name	AMERICAN PATRIOT LENDING LLC
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 3, 2020
Property Address	3046 SAINT CLOUD PL, MEMPHIS, TN 38127-7331
Document Number	0000023090
Instrument Date	Feb 27, 2020
Instrument	23090
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 THOMAS ST MEMPHIS TN 381073859, MEMPHIS, TN 38107-3859

Tax Assessment & Valuation

The 2025 property tax bill for 3046 Saint Cloud Pl was $290, up 66.7% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$290.00 (+66.67%)	$10,800 Land $760 Building $10,040	$27,000 Land $1,900 Building $25,100
2024	$174.00
2023		$5,160 Land $760 Building $4,400
2022	$314.00
2021			$12,900 Land $1,900 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3046 Saint Cloud Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3046 Saint Cloud Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Cloud Pl

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