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3053 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3053 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,652 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jul 2024)
Tax Bill$10,937 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN06-18-480-002

Property Details

APN / Parcel Number

Primary APN06-18-480-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,652 sqft Living Area
Gross Area4,164 sqft
Basement Area1,512 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3053 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 193
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number193
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2009
Census Tract851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3053 CHALKSTONE AVE, ELGIN, IL 60124-8939
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK WESTERN MICHIGAN
Oct 4, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleMay 21, 2008 · Amount on Record
Deed Document Number202424421
Prior Transfer DateNov 20, 2016
Prior Transfer Doc0000052152
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3053 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056838
DateOct 30, 2017
Instrument2017K056838
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2047

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 4, 2017
Property Address3053 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number0000052152
Instrument DateOct 3, 2017
Instrument52152
Transaction TypeTransfer
Record UpdatedNov 1, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3053 CHALKSTONE AVE ELGIN IL 601248939, ELGIN, IL 60124-8939

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,937.00 (+7.67%)$147,655 (+8.57%) Land $43,240 Building $104,415$443,142 (+8.57%) Land $129,772 Building $313,370
2024$136,000 (+21.39%) Land $39,827 Building $96,173$408,163 (+21.44%) Land $119,529 Building $288,634
2022$10,158.00 (+3.43%) Homeowner's exemption$112,032 (+6.96%) Land $32,808 Building $79,224$336,096 (+6.96%) Land $98,424 Building $237,672
2021$9,821.00 Homeowner's exemption$104,742 Land $30,673 Building $74,069$314,226 Land $92,019 Building $222,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50

May also be available: AT&T, Verizon.

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