3049 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3049 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,654 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,003 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-430-003`

Property Details

APN / Parcel Number

Primary APN	`06-18-430-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area
Gross Area	4,111 sqft
Basement Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3049 CHALKSTONE AVE
City	ELGIN
State	IL
Zip	60124-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 195
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	195
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851911

Owner

3049 Chalkstone Ave is owned and occupied by two individuals who acquired it in December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Intrafamily Transfer, Transfer
Jun 26, 2023	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Aug 15, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 12, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017
Deed Sale	Aug 15, 2017
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	201742414
Last Transfer Date	Dec 13, 2022
Transfer Doc	0000021048
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 26, 2023
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000021048
Map Reference	DOC 2004K32369
Instrument Date	Dec 13, 2022
Instrument	2023K021048
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3049 CHALKSTONE AVENUE, AURORA, IL 60506
Investor	Possibly a Property Investor

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 26, 2023
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000021048
Map Reference	DOC 2004K32369
Instrument Date	Dec 13, 2022
Instrument	2023K021048
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3049 CHALKSTONE AVENUE, AURORA, IL 60506
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062796
Date	Oct 20, 2020
Instrument	2020K062796

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2017
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000034774
Instrument Date	Jun 30, 2017
Instrument	2017K034774
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034775
Date	Jul 6, 2017
Instrument	2017K034775

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Aug 15, 2017
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000042414
Instrument Date	Jun 30, 2017
Instrument	42414
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 CHALKSTONE AVE ELGIN IL 601248939, ELGIN, IL 60124-8939

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 12, 2017
Property Address	3049 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000053564
Instrument Date	Jun 30, 2017
Instrument	53564
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 CHALKSTONE AVE ELGIN IL 601248939, ELGIN, IL 60124-8939

Tax Assessment & Valuation

The 2025 property tax bill for 3049 Chalkstone Ave was $11,003 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,003.00	$148,509 (+8.57%) Land $43,240 Building $105,269	$445,705 (+8.57%) Land $129,772 Building $315,933
2024		$136,787 Land $39,827 Building $96,960	$410,525 Land $119,529 Building $290,996
2022	$10,220.00 (+3.42%) Homeowner's exemption	$112,680 (+6.96%) Land $32,808 Building $79,872	$338,040 (+6.96%) Land $98,424 Building $239,616
2021	$9,882.00 Homeowner's exemption	$105,348 Land $30,673 Building $74,675	$316,044 Land $92,019 Building $224,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3049 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3049 Chalkstone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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