3052 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 3052 Fernberg Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 400 sqft · built 1978
Lot Size	13.3 acres (580,655 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Sep 2020 Refinance
APN	`28-6309-09685`

Property Details

APN / Parcel Number

Primary APN	`28-6309-09685`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	400 sqft Gross Area
1st Floor Area	400 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	580,655 sqft (13.3 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Porch Area	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	3052 FERNBERG RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	S 440FT OF N 880FT OF SE14 OF SW14
Legal Range	09W
Legal Township	63N
Legal Section	09
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1090
Census Tract	370101

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1272 DANFORTH ST, SAINT PAUL, MN 55117-4205
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 1, 2012
Transfer Doc	0000177215
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Sep 15, 2020
Property Address	3052 FERNBERG RD, ELY, MN 55731
Document Number	A000194967
Instrument Date	Jul 15, 2020
Instrument	A000194967
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1272 DANFORTH ST, SAINT PAUL, MN 55117-4205

Mortgage

Document Number	A000194968
Date	Sep 15, 2020
Instrument	A000194968

Lender

Name	FRANDSEN B&T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,400 (+0.28%) Land $86,300 Building $90,100	$176,400 (+0.28%) Land $86,300 Building $90,100
2025	$1,218.00
2023		$175,900 Land $71,500 Building $104,400	$175,900 Land $71,500 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 90% of Minnesota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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