3014 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 3014 Fernberg Rd, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1994
Lot Size	35.5 acres (1,546,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2022)
Tax Bill	$2,309 (2026)
Deeds & Mortgages	Sep 2022 Sale Nov 2018 Sale & Mortgage
APN	`28-6309-09490`

Property Details

APN / Parcel Number

Primary APN	`28-6309-09490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Gross Area
1st Floor Area	1,028 sqft
Utility Area	152 sqft
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Lot Area	1,546,380 sqft (35.5 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3014 FERNBERG RD
City	ELY
State	MN
Zip	55731-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE14 OF SW14 EXC THAT PT LYING ELY OF
Legal Range	09W
Legal Township	63N
Legal Section	09
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1090
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3900 LONDON RD, 311, DULUTH, MN 55804-2834
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer
Nov 19, 2018	Warranty Deed, Transfer · ARM FIRST NATL CMNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20221471174
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 26, 2022
Property Address	3014 FERNBERG RD, ELY, MN 55731-8292
Document Number	A000201135
Instrument Date	Sep 23, 2022
Instrument	A000201135
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3900 LONDON RD UNIT 212, 212, DULUTH, MN 55804-2833

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Nov 19, 2018
Property Address	3014 FERNBERG RD, ELY, MN 55731-8292
Document Number	A000190928
Instrument Date	Oct 29, 2018
Instrument	A000190928
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1711 W CHURCH RD, STAR PRAIRIE, WI 54026-5508

Mortgage

Document Number	A000190929
Date	Nov 19, 2018
Instrument	A000190929

Lender

Name	FIRST NATL CMNTY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2036
Index	Other

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,309.00	$381,100 (+5.1%) Land $112,300 Building $268,800	$381,100 (+5.1%) Land $112,300 Building $268,800
2023		$362,600 Land $91,500 Building $271,100	$362,600 Land $91,500 Building $271,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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