3051 Thunder Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3051 Thunder Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 2003
Lot Size	5.01 acres (218,235 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2018)
Tax Bill	$324 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05-24-006593-002-00`

Property Details

APN / Parcel Number

Primary APN	`25-05-24-006593-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Heated Area
Gross Area	1,954 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,235 sqft (5.01 acres)
Garage Type	Mixed
Garage Area	2,778 sqft
Carport	Carport
Carport Area	720 sqft

Exterior Amenities

Pool Area	525 sqft
Porch	Porch
Porch Area	225 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3051 THUNDER RD
City	MIDDLEBURG
State	FL
Zip	32068-7176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 S25T5R24 AS REC OR 4074 PG 2150
Legal Range	24
Legal Township	05
Legal Section	25
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1012
Census Tract	31201

Owner

3051 Thunder Rd is owned and occupied by an individual who bought it in April 2018.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3051 THUNDER RD, MIDDLEBURG, FL 32068-7176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 18, 2018	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Jun 11, 2015 · Amount on File
Deed Document Number	2018019537
Deed Book / Page	4074 / 2150
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3051 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0042701207
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3051 THUNDER RD MIDDLEBURG FL 320687176, MIDDLEBURG, FL 32068-7176

Mortgage

Document Number	0042701207
Date	Jan 16, 2020
Book Page	004270/001207
Instrument	3000

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 18, 2018
Property Address	3051 THUNDER RD, MIDDLEBURG, FL 32068-7176
Document Number	0040742150
Book / Page	4074 / 2150
Instrument Date	Apr 16, 2018
Instrument	2018019537
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 S VERMONT AVE, 202, GREEN COVE SPRINGS, FL 32043-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 THUNDER RD, MIDDLEBURG, FL 32068-7176

Mortgage

Document Number	2018019538
Date	Apr 18, 2018
Instrument	2018019538

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$186,068	$334,339 Land $55,110 Building $279,229
2023	$324.00 (+54.29%) Disabled Person's exemption Veteran's exemption	$175,559 (+3%)	$335,632 (+16.8%) Land $55,110 Building $280,522
2022	$210.00 Disabled Person's exemption Veteran's exemption	$170,446	$287,363 Land $55,110 Building $232,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3051 Thunder Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3051 Thunder Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	25 / 3

May also be available: Xfinity.

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