Clay County property record for 3020 Thunder Rd, Middleburg, FL 32068
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 5 bd · 4 ba · 5,516 sqft · built 2007 |
| Lot Size | 10 acres (438,649 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Jul 2017) |
| Tax Bill | $5,860 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-05-25-010121-000-02 |
| Primary APN | 30-05-25-010121-000-02 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,516 sqft Gross Area |
| 1st Floor Area | 2,096 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 438,649 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,356 sqft |
| Canopy | 810 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3020 THUNDER RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7177 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | PT OF W1/2 S30T5R25 AS REC OR 2520 PG 84, 4005 PG 428 & 4271 PG 1033 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 30 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS |
| Jan 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 22, 2017 | Warranty Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2017 · Amount on Record |
| Deed Sale | Jul 1, 2017 · Amount on Record |
| Deed Book / Page | 4005 / 428 |
| Last Transfer Date | Jan 15, 2020 |
| Transfer Doc | 0042711033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043270423 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 4327/423 |
| Instrument | 2020033883 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | MIDDLEBURG, FL 32068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | May 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043000161 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 4300/161 |
| Instrument | 2020019795 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Document Number | 0043681370 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 THUNDER RD MIDDLEBURG FL 320687177, MIDDLEBURG, FL 32068-7177 |
| Document Number | 0043681370 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 004368/001370 |
| Instrument | 55600 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33421-3069 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 21, 2020 |
| Property Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Document Number | 0042711033 |
| Book / Page | 004271 / 001033 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 3587 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3020 THUNDER RD MIDDLEBURG FL 320687177, MIDDLEBURG, FL 32068-7177 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 22, 2017 |
| Property Address | 3020 THUNDER RD, MIDDLEBURG, FL 32068-7177 |
| Document Number | 0040050428 |
| Book / Page | 004005 / 000428 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 43066 |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 THUNDER RD MIDDLEBURG FL 320687177, MIDDLEBURG, FL 32068-7177 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,860.00 (+4.72%) Homeowner's exemption | $424,384 (+5.97%) | $697,428 (+3.12%) Land $109,770 Building $587,658 |
| 2024 | $5,596.00 (-3.6%) | ||
| 2023 | $5,805.00 (+5.12%) Homeowner's exemption | $400,474 (+3.07%) Land $13,356 Building $387,118 | $676,353 (+4.96%) |
| 2022 | $5,522.00 Homeowner's exemption | $388,545 Land $12,993 Building $375,552 | $644,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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