San Diego County property record for 305 Whispering Willow Dr, Unit E, Santee, CA 92071
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,392 sqft · built 1995 |
| Lot Size | 6.16 acres (268,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Apr 2023) |
| Tax Bill | $8,978 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-13-05 |
| Primary APN | 381-681-13-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 268,537 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 305 WHISPERING WILLOW DR, E |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6922 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R7 |
| Legal Description | LOT 96 US 5 PER DOC95-486497&UND INT IN TR 013101 |
| Legal Subdivision | #89-06 UN # 1 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16614 |
Source: San Diego County assessment roll, APN 381-681-13-05, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 BEECH ST, 102, SAN DIEGO, CA 92101-2886 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2023 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Jan 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LOAN CENTER |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 25, 2019 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Sep 25, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2023 · Amount on Record |
| Deed Sale | Apr 07, 2023 · Amount on Record |
| Prior Sale | Sep 25, 2019 · Amount on Record |
| Deed Document Number | 202391828 |
| Prior Transfer Date | Jul 29, 2019 |
| Prior Transfer Doc | 0000424605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 07, 2023 |
| Property Address | 305 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6922 |
| Document Number | 0000091828 |
| Map Reference | MAP 13101 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023-0091828 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 855 BEECH ST APT 102, 102, SAN DIEGO, CA 92101-2886 |
| Document Number | 0000091829 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023-0091829 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | May 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 305 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 305 WHISPERING WILLOW DR, SANTEE, CA 92071-6922 |
| Document Number | 0000015200 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2023-0015200 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 305 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 WHISPERING WILLOW DR E, SANTEE, CA 92071-6922 |
| Document Number | 0000397833 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0397833 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2019 |
| Property Address | 305 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6922 |
| Document Number | 0000424605 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 424605 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2019 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 116 RIVER ROCK CT SANTEE CA 920716939, SANTEE, CA 92071-6939 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2019 |
| Property Address | 305 WHISPERING WILLOW DR UNIT E, E, SANTEE, CA 92071-6922 |
| Document Number | 0000424606 |
| Map Reference | MAP 13101 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019-0424606 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 WHISPERING WILLOW DR, SANTEE, CA 92071-6922 |
| Document Number | 0000424607 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 2019-0424607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $742,843 (+2%) Land $285,831 Building $457,012 | |
| 2025 | $8,978.00 (+46.96%) | $728,278 (+50.12%) Land $280,227 Building $448,051 |
| 2023 | $6,109.00 (+0.68%) | $485,117 Land $186,664 Building $298,453 |
| 2022 | $6,068.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 632 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA3710037, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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