Laurens County property record for 305 W Commodore Dr, Cross Hill, SC 29332 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (2021) |
| Tax Bill | $1,843.00 (2025) |
Source: Laurens County records · APN 401-00-00-043
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage THE COMMERCIAL BANK |
| Nov 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 11, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| May 03, 2021 | Deed, Transfer · Line of Credit THE COMMERCIAL BANK |
| Oct 09, 2020 | Deed, Transfer · Stand Alone First Mortgage SECURITY FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | Oct 09, 2020 · Amount on Record |
| Deed Doc Number | 0D15710060 |
| Deed Book / Page | D1571 / 60 |
| Last Transfer Date | Nov 11, 2021 |
| Transfer Doc | 0D16130133 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3061 CAPTAINS CORRIDOR, GREENBACKVILE, VA 23356-2407 |
| Document Number | 0M27270262 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | M2727/262 |
| Instrument | 2021007082 |
| Name | THE COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, SC 29649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 32 Months |
| Due | Apr 27, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3061 CAPTAINS CORRIDOR, GREENBACKVILLE, VA 23356-2407 |
| Document Number | 0M27850111 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | M2785/111 |
| Instrument | 2022000376 |
| Name | THE COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Document Number | 0M28840112 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M2884/112 |
| Instrument | 2022010308 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Nov 11, 2021 |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Document Number | 0D16130133 |
| Book / Page | D1613 / 133 |
| Map Reference | CAB A894 PG 5 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021010522 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 03, 2021 |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Document Number | 0D15710060 |
| Book / Page | D1571 / 60 |
| Map Reference | MB A-131 PG 1&2 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021003902 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3061 CAPTAINS CORRIDOR, GREENBACKVILE, VA 23356-2407 |
| Document Number | 2021003903 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021003903 |
| Name | THE COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Apr 27, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Oct 09, 2020 |
| Property Address | 305 W COMMODORE DR, CROSS HILL, SC 29332-4046 |
| Document Number | 0D15320174 |
| Book / Page | D1532 / 174 |
| Map Reference | MB A-131 PG 1&2 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 2020007950 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.10 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 15 ASHBROOK CT, AIKEN, SC 29803-8047 |
| Document Number | 2020007951 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020007951 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 15, 2022 |
| Rate | 4.75% |
|---|
Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (+4.12%) Homeowner's exemption | $11,600 (-) Land $2,760 Building $8,840 | |
| 2024 | $1,770.00 (+38.5%) Homeowner's exemption | $11,600 Land $2,760 Building $8,840 | |
| 2023 | $1,278.00 (-11.37%) | ||
| 2022 | $1,442.00 | $4,140 Land $4,140 | $75,000 (-74.66%) Land $75,000 |
| 2021 | $296,000 Land $75,000 Building $221,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 401-00-00-043 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 4010000043 01252096 |
|---|---|
| Street Address | 305 W COMMODORE DR |
| City | CROSS HILL |
| State | SC |
| Zip | 29332-4046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 22 CRYSTAL BAY SECT II |
| Legal Subdivision | CRYSTAL BAL SUB SEC II |
| Legal Lot Number | 22 |
| Jurisdiction | LAURENS SC |
| Minor Civil Division | CROSS HILL |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 921002 |
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