209 W Commodore Dr, Cross Hill, SC 29332 Property Records

Laurens County property record for 209 W Commodore Dr, Cross Hill, SC 29332

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$645,000 (Sep 2021)
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`401-00-00-064`

Property Details

APN / Parcel Number

Primary APN	`401-00-00-064`
Alternative APNs	`4010000064 01260196` `01260196`

Location & Zoning

Old Parcel Number	4010000064 01260196
Street Address	209 W COMMODORE DR
City	CROSS HILL
State	SC
Zip	29332-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 43 & 44
Legal Subdivision	CRYSTAL BAY SEC III
Legal Lot Number	43,44 44
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1026
Census Tract	921002

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Jan 22, 2020	Deed of Trust, Mortgage TRUIST BK
Mar 29, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK
Apr 5, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	0000160673
Deed Book / Page	D1438 / 271
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	2019002953
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 7, 2021
Property Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Document Number	0D16060073
Book / Page	D1606 / 73
Map Reference	MB A-421 PG 1
Instrument Date	Sep 24, 2021
Instrument	2021009354
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,386.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045

Mortgage

Document Number	2021009355
Date	Oct 7, 2021
Instrument	2021009355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Document Number	0026440128
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 W COMMODORE DR CROSS HILL SC 293324045, CROSS HILL, SC 29332-4045

Mortgage

Document Number	0026440128
Date	Dec 2, 2020
Book Page	002644/000128
Instrument	9574

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Document Number	0025600150
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W COMMODORE DR CROSS HILL SC 293324045, CROSS HILL, SC 29332-4045

Mortgage

Document Number	0025600150
Date	Jan 30, 2020
Book Page	002560/000150
Instrument	815

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Document Number	0024910250
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W COMMODORE DR CROSS HILL SC 293324045, CROSS HILL, SC 29332-4045

Mortgage

Document Number	0024910250
Date	Apr 5, 2019
Book Page	002491/000250
Instrument	2954

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 5, 2019
Property Address	209 W COMMODORE DR, CROSS HILL, SC 29332-4045
Document Number	0014380271
Book / Page	001438 / 000271
Instrument Date	Mar 29, 2019
Instrument	2953
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,831.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 W COMMODORE DR CROSS HILL SC 293324045, CROSS HILL, SC 29332-4045

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,551.00 (+4.19%) Homeowner's exemption	$24,900 (-) Land $3,000 Building $21,900
2024	$4,368.00 (+41.54%) Homeowner's exemption	$24,900 (+232%) Land $3,000 Building $21,900
2023	$3,086.00 (-26.96%) Homeowner's exemption	$7,500 (-69.88%) Land $2,500 Building $5,000	$125,000 (-79.92%) Building $125,000
2022	$4,225.00 Homeowner's exemption	$24,900 Land $3,000 Building $21,900	$622,500 (-) Land $75,000 Building $547,500
2021			$622,500 Land $75,000 Building $547,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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