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305 W Carter St, Savoy, TX 75479 Property Records

Fannin County property record for 305 W Carter St, Savoy, TX 75479

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,540 sqft · built 1970
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$183,365 (Aug 2024)
Tax Bill$3,150 (2025)
Deeds & MortgagesAug 2024 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9960-002-0000-09

Property Details

APN / Parcel Number

Primary APN9960-002-0000-09
Alternative APN
  • 95666

Interior

Full Baths2 Baths
Building Area1,540 sqft Living Area
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area616 sqft
PorchPorch
Porch Area92 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9960-002-0000-09
Street Address305 W CARTER ST
CitySAVOY
StateTX
Zip75479-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEBERRY ADDN, BLOCK 2, ACRES .25
Legal SubdivisionTHE DEBERRY ADDITION
Legal Block2
JurisdictionFANNIN TX
Township / Civil DivisionECTOR
Census Block Group1
Census Block1041
Census Tract950300

Owner

Source: Fannin County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 W CARTER ST, SAVOY, TX 75479-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2024Vendor's Lien, Transfer · FHA Mortgage
LEGACY MORTGAGE
May 2, 2022Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleMay 2, 2022 · Amount on Record
Deed Document Number20245666
Prior Transfer DateMar 21, 2017
Prior Transfer Doc0000001555
Record UpdatedSep 20, 2026

August 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateAug 29, 2024
Property Address305 W CARTER ST, SAVOY, TX 75479-3015
Document Number2024005666
Map ReferenceVOL 3 PG 321
Instrument DateAug 27, 2024
Instrument2024005666
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 491, MATADOR, TX 79244-0491

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W CARTER ST, SAVOY, TX 75479-3015

Mortgage

Document Number2024005667
DateAug 29, 2024
Instrument2024005667
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateMay 2, 2022
Property Address305 W CARTER ST, SAVOY, TX 75479-3015
Document Number2022003482
Map ReferenceVOL 1942 PG 175
Instrument DateMay 2, 2022
Instrument2022003482
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyMAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2543 S FM 898, ECTOR, TX 75439-6611

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W CARTER ST, SAVOY, TX 75479-3015

Mortgage

Document Number2022003483
DateMay 2, 2022
Instrument2022003483
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
MunicipalitySavoy City
Unified School DistrictSavoy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,150.00 (+19.27%) Homeowner's exemption$191,680 (+19.99%) Land $32,020 Building $159,660$191,680 (+19.99%) Land $32,020 Building $159,660
2024$2,641.00 (+26.42%)
2023$159,750 Land $26,680 Building $133,070$159,750 Land $26,680 Building $133,070
2018$2,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAVOY
serves 868 people · EPA ID TX0740006
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Nextlink
Fixed Wireless		100 / 20

May also be available: TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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