305 W 11th Ter, Kearney, MO 64060 Property Records

Clay County property record for 305 W 11th Ter, Kearney, MO 64060 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,082 sqft · built 1999
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$3,596 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN07-816-00-10-018.00

Property Details

APN / Parcel Number

Primary APN07-816-00-10-018.00
Alternative APNs
  • 0781600100180001
  • 7816001001800
  • 301544

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,082 sqft Living Area
Gross Area3,436 sqft
1st Floor Area912 sqft
Basement Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions142 ft deep x 74 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address305 W 11TH TER
CityKEARNEY
StateMO
Zip64060-7533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOWBROOK 2ND PLAT LT 61
Legal Range31W
Legal Township53N
Legal Section34
Legal SubdivisionSHADOWBROOK 02
Legal Lot Number61
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group2
Census Block2007
Census Tract21812

Owner

Source: Clay County records · APN 07-816-00-10-018.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 W 11TH TER, KEARNEY, MO 64060-7533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST STATE BANK OF ST CHARLES MO
Aug 16, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2018
Deed SaleAug 16, 2018
Prior SaleFeb 24, 2010 · Amount on Record
Deed Document Number201826839
Deed Book / Page8262 / 33
Prior Transfer DateFeb 19, 2010
Prior Transfer Doc0000005783
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address305 W 11TH TER, KEARNEY, MO 64060-7533
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanySTEWART

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048889
DateDec 15, 2020
Book Page8899/153
Instrument2020048889
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateAug 16, 2018
Property Address305 W 11TH TER, KEARNEY, MO 64060-7533
Document Number0000026839
Book / Page008262 / 000033
Instrument DateAug 14, 2018
Instrument26839
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 W 11TH TER KEARNEY MO 640607533, KEARNEY, MO 64060-7533

Mortgage

Document Number26914
DateAug 16, 2018
Book Page008262/000108
Instrument26914
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityKearney City
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (+10.07%)$54,970 (+14.9%)$289,316 (+14.9%)
2023$3,267.00 (+10.86%)$47,840$251,789
2019$2,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470218122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 8% of Missouri
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
United Electric CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on W 11th Ter

Nearby Streets

Search Property Records by Address or Parcel Number