Clay County property record for 304 W 11th Ter, Kearney, MO 64060 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 1998 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,200 (Oct 2019) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-816-00-10-015.00 |
| Primary APN | 07-816-00-10-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Gross Area | 4,594 sqft |
| 1st Floor Area | 1,942 sqft |
| Basement Area | 1,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 190 ft deep x 39 ft wide |
| Garage Type | Attached |
| Garage Area | 654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 304 W 11TH TER |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOWBROOK 2ND PLAT LT 58 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 34 |
| Legal Subdivision | SHADOWBROOK 02 |
| Legal Lot Number | 58 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21812 |
Source: Clay County records · APN 07-816-00-10-015.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 W 11TH TER, KEARNEY, MO 64060-7533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 15, 2019 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2015 |
| Deed Document Number | 201930574 |
| Deed Book / Page | 8523 / 8 |
| Prior Transfer Date | Feb 12, 2015 |
| Prior Transfer Doc | 0000004602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 304 W 11TH TER, KEARNEY, MO 64060-7533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003790 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 8364/096 |
| Instrument | 2019003790 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 31, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 15, 2019 |
| Property Address | 304 W 11TH TER, KEARNEY, MO 64060-7533 |
| Document Number | 0000030574 |
| Book / Page | 008523 / 000008 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 30574 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | THOMSON AFFINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 W 11TH TER KEARNEY MO 640607533, KEARNEY, MO 64060-7533 |
| Document Number | 30480 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 008522/000090 |
| Instrument | 30480 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,109.00 (+9.54%) | $62,800 (+14.33%) | $330,526 (+14.33%) |
| 2023 | $3,751.00 (+8.63%) | $54,930 (+12.35%) | $289,105 (+12.35%) |
| 2022 | $3,453.00 (+5.89%) | $48,890 | |
| 2021 | $257,315 | ||
| 2019 | $3,261.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470218122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 5% of the US · above 8% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| United Electric Cooperative | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures