305 Union St, Covington, IN 47932 Property Records

Fountain County property record for 305 Union St, Covington, IN 47932

Property Summary

Property Type	Commercial Office
Details	3,450 sqft · built 1925
Lot Size	0.23 acres (10,032 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jul 2023)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`018B0835225121A0`

Property Details

APN / Parcel Number

Primary APN	`018B0835225121A0`
Alternative APNs	`23-06-35-225-121.000-016` `00000993675` `0180052400`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,450 sqft Total Area
1st Floor Area	3,450 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,032 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 76 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993675
Street Address	305 UNION ST
City	COVINGTON
State	IN
Zip	47932-1251
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	COVIN
Legal Description	018-00524-00 OP 95' WND 50 & OP 37' END 50 1/3 INTEREST EACH MP 018-B08-35-225-121A0
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3042
Census Tract	957800

Owner

Source: Fountain County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 PINEVIEW LN, LAFAYETTE, IN 47905-8464
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOME NATIONAL BANK
Jul 19, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	20233773
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	305 UNION ST, COVINGTON, IN 47932-1251
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502350
Date	Oct 2, 2025
Instrument	202502350

Lender

Name	HOME NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2030

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 19, 2023
Property Address	305 UNION ST, COVINGTON, IN 47932-1251
Document Number	0202301590
Instrument Date	Jul 13, 2023
Instrument	202301590
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PINEVIEW LN, LAFAYETTE, IN 47905-8464

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (+6.39%)	$104,100 (+51.09%) Land $47,900 Building $56,200	$104,100 (+51.09%) Land $47,900 Building $56,200
2024	$2,067.00 (+33.87%)
2023	$1,544.00 (+2.25%)	$68,900 (+1.47%) Land $25,400 Building $43,500	$68,900 (+1.47%) Land $25,400 Building $43,500
2022	$1,510.00	$67,900 Land $25,400 Building $42,500	$67,900 Land $25,400 Building $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

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