Fountain County property record for 116 Union St, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $983 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083522514200 |
| Primary APN | 018B083522514200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 859 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000993735 |
|---|---|
| Street Address | 116 UNION ST |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-01051-00 OP W1/2 25 & 42 MP B08-35-225-14200 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 957800 |
116 Union St, a single family home, is owned by an individual.
Source: Fountain County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13750 N 200 E, PERRYSVILLE, IN 47974-8008 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 116 UNION ST, COVINGTON, IN 47932-1246 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201902576 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 201902576 |
| Name | CENTREBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 116 UNION ST, COVINGTON, IN 47932-1246 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202200192 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 202200192 |
| Name | CENTREBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 116 Union St was $983, up 4.4% from the year before.
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983.00 (+4.35%) | $49,500 Land $30,800 Building $18,700 | $49,500 Land $30,800 Building $18,700 |
| 2024 | $942.00 (+9.66%) | ||
| 2023 | $859.00 (+1.42%) | $42,900 (+1.42%) Land $26,400 Building $16,500 | $42,900 (+1.42%) Land $26,400 Building $16,500 |
| 2022 | $847.00 | $42,300 Land $26,400 Building $15,900 | $42,300 Land $26,400 Building $15,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 116 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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