St. Charles County property record for 305 Tiber Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,288 sqft · built 2022 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Sep 2023) |
| Tax Bill | $5,436 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2024 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500121 |
| Primary APN | T200500121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,320 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 608 sqft |
| Unfinished Basement | 32 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bi-Level |
| Lot Area | 2,100 sqft (0.048 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200500121 |
|---|---|
| Street Address | 305 TIBER PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #2 LOT 8541 |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #2 |
| Legal Lot Number | 8541 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jul 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Nov 21, 2022 | Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Nov 21, 2022 · Amount on Record |
| Deed Document Number | 202337375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Document Number | 0000049496 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025R-049496 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Document Number | 0000030541 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 2024R-030541 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | RICHWOODS, MO 63071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 12, 2023 |
| Property Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Document Number | 0000037375 |
| Map Reference | MB 50 PG 266 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023R-037375 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Document Number | 0000037376 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023R-037376 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 21, 2022 |
| Property Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
| Document Number | 0000062426 |
| Map Reference | MB 50 PG 266 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022R-062426 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST STE 3, 3, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 TIBER PL, SAINT CHARLES, MO 63301-8409 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,628 (-) | $403,305 (-) Land $48,000 Building $355,305 | |
| 2025 | $5,436.00 (+7.49%) | $76,628 (+11.29%) | $403,305 (+11.29%) Land $48,000 Building $355,305 |
| 2024 | $5,057.00 | ||
| 2023 | $68,856 | ||
| 2022 | $362,400 Land $36,000 Building $326,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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