St. Charles County property record for 322 Tiber Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,080 sqft · built 2022 |
| Lot Size | 0.109 acres (4,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,085 (May 2023) |
| Tax Bill | $6,502 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500109 |
| Primary APN | T200500109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,920 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bi-Level |
| Lot Area | 4,744 sqft (0.109 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200500109 |
|---|---|
| Street Address | 322 TIBER PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #2 LOT 8529 |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #2 |
| Legal Lot Number | 8529 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK |
| May 17, 2023 | Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY |
| May 17, 2023 | Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 202318643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Number | 0000054497 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025R-054497 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 17, 2023 |
| Property Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Number | 0000018643 |
| Map Reference | MB 50 PG 266 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023R-018643 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 17, 2023 |
| Property Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
| Document Number | 0000018643 |
| Map Reference | MB 50 PG 266 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023R-018643 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST, SAINT CHARLES, MO 63301-8237 |
| Name | Verified Name |
|---|---|
| Address | 322 TIBER PL, SAINT CHARLES, MO 63301-8408 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,566 (-) | $445,085 (-) Land $80,000 Building $365,085 | |
| 2025 | $6,502.00 (+265.49%) | $84,566 (+641.81%) | $445,085 (+641.81%) Land $80,000 Building $365,085 |
| 2023 | $11,400 (-) | ||
| 2022 | $1,779.00 | $11,400 | $60,000 (-) Land $60,000 |
| 2021 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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