305 Terrie Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 305 Terrie Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,143 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$479,900 (Aug 2004)
Tax Bill	$6,126 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-26-3228-000`

Property Details

APN / Parcel Number

Primary APN	`018-26-3228-000`
Alternative APN	`64 B 2 24`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,143 sqft Living Area
1st Floor Area	952 sqft
Basement Area	891 sqft
Finished Basement	891 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	305 TERRIE DR
City	STERLING
State	VA
Zip	20165-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ENVIRONS SEC.4 LOT 24 200408180087475 (AKA CHESTNUT RUN)
Legal Subdivision	ENVIRONS
Legal Block	3
Legal Lot Number	24
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3014
Census Tract	611102

Owner

305 Terrie Dr is owned and occupied by two individuals who bought it in August 2004.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 TERRIE DR, STERLING, VA 20165-5812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FEDERAL CREDIT UNION
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance APPLE FEDERAL CREDIT UNION
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2004 · Amount on File
Deed Sale	Aug 18, 2004 · Amount on File
Deed Document Number	200487475
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	305 TERRIE DR, STERLING, VA 20165-5812
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	CHAMPION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064781
Date	Dec 5, 2022
Instrument	202212050064781

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	305 TERRIE DR, STERLING, VA 20165-5812
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088725
Date	Aug 20, 2021
Instrument	202108200088725

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	305 TERRIE DR, STERLING, VA 20165-5812
Document Number	20181226073315
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181226073315
Date	Dec 26, 2018
Instrument	73315

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2033

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	305 TERRIE DR, STERLING, VA 20165-5812
Document Number	20171117072186
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	20171117072186
Date	Nov 17, 2017
Instrument	72186

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 305 Terrie Dr was $6,126.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,126.00	$761,080 Land $269,100 Building $491,980	$761,080 Land $269,100 Building $491,980
2023	$6,155.00	$703,510 Land $259,100 Building $444,410	$703,510 Land $259,100 Building $444,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Terrie Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Terrie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrie Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures