304 Terrie Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 304 Terrie Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jul 2018)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Aug 2021 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-26-3821-000`

Property Details

APN / Parcel Number

Primary APN	`018-26-3821-000`
Alternative APN	`64 B 2 25`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	2,326 sqft
Basement Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	304 TERRIE DR
City	STERLING
State	VA
Zip	20165-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ENVIRONS SEC.4 LOT 25 1557--980 GIFT (1211--1814) (AKA CHESTNUT RUN)
Legal Subdivision	ENVIRONS
Legal Block	3
Legal Lot Number	25
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3014
Census Tract	611102

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 TERRIE DR, STERLING, VA 20165-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BK
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	201841604
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	304 TERRIE DR, STERLING, VA 20165-5810
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202108170087457
Date	Aug 17, 2021
Instrument	202108170087457

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	304 TERRIE DR, STERLING, VA 20165-5810
Document Number	20191126073802
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TERRIE DR STERLING VA 201655810, STERLING, VA 20165-5810

Mortgage

Document Number	20191126073802
Date	Nov 26, 2019
Instrument	73802

Lender

Name	CF BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 18, 2018
Property Address	304 TERRIE DR, STERLING, VA 20165-5810
Document Number	20180718041604
Instrument Date	Jul 16, 2018
Instrument	41604
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 TERRIE DR STERLING VA 201655810, STERLING, VA 20165-5810

Mortgage

Document Number	20180718041605
Date	Jul 18, 2018
Instrument	41605

Lender

Name	SWBC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00 (+0.72%)	$760,050 (+9.48%) Land $269,100 Building $490,950	$760,050 (+9.48%) Land $269,100 Building $490,950
2023	$6,074.00	$694,230 Land $259,100 Building $435,130	$694,230 Land $259,100 Building $435,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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