Passaic County and Wayne Township property record for 305 Terhune Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,496 sqft · built 1908 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $779,000 (Apr 2002) |
| Tax Bill | $29,582 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04411-0000-00015 |
| Primary APN | 14-04411-0000-00015 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,496 sqft Living Area |
|---|
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Contemporary |
| Lot Area | 135,036 sqft |
| Old Parcel Number | 1400655000000003 |
|---|---|
| Street Address | 305 TERHUNE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 4411 |
| Legal Lot Number | 15 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 TERHUNE DR, WAYNE, NJ 07470-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Jul 22, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2002 · Amount on Record |
| Deed Sale | Apr 29, 2002 · Amount on Record |
| Prior Sale | Mar 13, 2002 |
| Deed Book / Page | 398 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 305 TERHUNE DR, WAYNE, NJ 07470-7105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000067005 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | M17538/275 |
| Instrument | 2021067005 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 305 TERHUNE DR, WAYNE, NJ 07470-7105 |
| Document Number | 0000038362 |
| Book / Page | 014611 / 000298 |
| Instrument Date | Jul 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 305 TERHUNE DR WAYNE NJ 074707105, WAYNE, NJ 07470-7105 |
| Document Number | 0000038362 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 014611/000298 |
| Instrument | 38362 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,200 (-) Land $215,300 Building $277,900 | $493,200 (-) Land $215,300 Building $277,900 | |
| 2025 | $29,582.00 (+0.88%) | $493,200 (-) Land $215,300 Building $277,900 | $493,200 (-) Land $215,300 Building $277,900 |
| 2024 | $29,325.00 (+5.16%) | ||
| 2023 | $493,200 Land $215,300 Building $277,900 | $493,200 Land $215,300 Building $277,900 | |
| 2022 | $27,885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–2023) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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