Passaic County and Wayne Township property record for 282 Terhune Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,586 sqft · built 1977 |
| Lot Size | 1.2 acres (52,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Jul 2021) |
| Tax Bill | $17,094 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04501-0000-00010 |
| Primary APN | 14-04501-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,586 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Lot Area | 52,490 sqft |
| Old Parcel Number | 1400656000000003 |
|---|---|
| Street Address | 282 TERHUNE DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4501 |
| Legal Lot Number | 10 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 246002 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 TERHUNE DR, WAYNE, NJ 07470-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Prior Sale | Aug 6, 2015 · Amount on Record |
| Deed Document Number | 202147275 |
| Deed Book / Page | 4088 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 282 TERHUNE DR, WAYNE, NJ 07470-7108 |
| Document Number | 0000047275 |
| Book / Page | D4088 / 171 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021047275 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,106.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2118 SIENA VLG, 2118, WAYNE, NJ 07470-3566 |
| Name | Verified Name |
|---|---|
| Address | 282 TERHUNE DR, WAYNE, NJ 07470-7108 |
| Document Number | 0000047276 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021047276 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.57% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.57% |
| Max Rate At Change | 6.57% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 282 TERHUNE DR, WAYNE, NJ 07470-7108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024783 |
|---|---|
| Date | May 22, 2017 |
| Book Page | M14488/0211 |
| Instrument | 2017024783 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,000 (-) Land $119,200 Building $165,800 | $285,000 (-) Land $119,200 Building $165,800 | |
| 2025 | $17,094.00 (+0.87%) | $285,000 (-) Land $119,200 Building $165,800 | $285,000 (-) Land $119,200 Building $165,800 |
| 2024 | $16,946.00 (+5.17%) | ||
| 2023 | $285,000 Land $119,200 Building $165,800 | $285,000 Land $119,200 Building $165,800 | |
| 2022 | $16,113.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–2023) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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