Burke County property record for 305 Tate St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,126 sqft · built 1924 |
| Lot Size | 2.79 acres (121,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,400 (May 2013) |
| Tax Bill | $4,011 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704114549 |
| Primary APN | 2704114549 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,126 sqft Living Area |
| 1st Floor Area | 2,960 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 121,532 sqft (2.79 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 704 sqft |
| Patio Area | 798 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 TATE ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 305 TATE ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20500 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 TATE ST, MORGANTON, NC 28655-2568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2013 · Amount on Record |
| Deed Sale | May 13, 2013 · Amount on Record |
| Prior Sale | Jul 1, 2009 · Amount on Record |
| Deed Document Number | 20134515 |
| Deed Book / Page | 2086 / 144 |
| Prior Transfer Date | Nov 26, 2012 |
| Prior Transfer Doc | 0020860144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 305 TATE ST, MORGANTON, NC 28655-2568 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0027150381 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 2715/381 |
| Instrument | 2023010423 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 305 TATE ST, MORGANTON, NC 28655-2568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024970001 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 2497/1 |
| Instrument | 2017046281 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,011.00 (+0.12%) | $704,501 (-) Land $45,669 Building $658,832 | $704,501 (-) Land $45,669 Building $658,832 |
| 2025 | $4,006.00 (+65.4%) | $704,501 (+68.99%) Land $45,669 Building $658,832 | $704,501 (+68.99%) Land $45,669 Building $658,832 |
| 2023 | $2,422.00 | $416,898 Land $45,669 Building $371,229 | $416,898 Land $45,669 Building $371,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures