301 Tate St, Morganton, NC 28655 Property Records

Burke County property record for 301 Tate St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1920
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Mar 2019)
Tax Bill	$1,223 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2704116669`

Property Details

APN / Parcel Number

Primary APN	`2704116669`
Alternative APN	`746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft
Flooring	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 TATE ST
City	MORGANTON
State	NC
Zip	28655-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	301 TATE ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1005
Census Tract	20500

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 TATE ST, MORGANTON, NC 28655-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	20192017025716
Deed Book / Page	2393 / 250
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	0019950879
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 TATE ST, MORGANTON, NC 28655-2568
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 TATE ST, MORGANTON, NC 28655-2568
Investor	Possibly a Property Investor

Mortgage

Document Number	0025550230
Date	Jul 15, 2021
Book Page	2555/230
Instrument	2021008278

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 TATE ST, MORGANTON, NC 28655-2568
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0025770827
Date	Oct 15, 2021
Book Page	2577/827
Instrument	2021012500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 TATE ST, MORGANTON, NC 28655-2568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023020957
Date	Jul 21, 2017
Book Page	2302/0957
Instrument	2017006559

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	NEWLAND, NC 28657

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 TATE ST, MORGANTON, NC 28655-2568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024580563
Date	Apr 13, 2020
Book Page	2458/563
Instrument	2017039080

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 15, 2019
Property Address	301 TATE ST, MORGANTON, NC 28655-2568
Document Number	0023930250
Book / Page	2393 / 0250
Map Reference	MB 36 PG 202
Instrument Date	Mar 15, 2019
Instrument	2017025716
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 SPRUCE STREET APT 11, 234, MANCHESTER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 TATE ST, MORGANTON, NC 28655-2568

Mortgage

Document Number	2017025717
Date	Mar 15, 2019
Instrument	2017025717

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,223.00 (+0.41%)	$202,101 (-) Land $27,600 Building $174,501	$202,101 (-) Land $27,600 Building $174,501
2025	$1,218.00 (-0.08%)	$202,101 (-) Land $27,600 Building $174,501	$202,101 (-) Land $27,600 Building $174,501
2023	$1,219.00 (+0.49%)	$202,101 (+24.12%) Land $27,600 Building $174,501	$202,101 (+24.12%) Land $27,600 Building $174,501
2022	$1,213.00	$162,832 Land $23,000 Building $139,832	$162,832 Land $23,000 Building $139,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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