Rowan County property record for 305 Stuart St, Salisbury, NC 28144 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,730 sqft · built 1978 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2013) |
| Tax Bill | $7,295 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042 064 |
| Primary APN | 042 064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,730 sqft Living Area |
| 1st Floor Area | 2,998 sqft |
| Basement Area | 1,019 sqft |
| Finished Basement | 1,019 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Area | 950 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 546 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 305 STUART ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-2953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L36-37 |
| Legal Subdivision | JOHN S HENDERSON ESTATE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50500 |
Source: Rowan County records · APN 042 064
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 21, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Deed Book / Page | 1226 / 253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Document Number | 0014810583 |
| Book / Page | 1481 / 583 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Document Number | 1481000583, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1481/583 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Document Number | 1481000583 |
| Book / Page | 1481 / 583 |
| Instrument Date | Apr 17, 2026 |
| Record Updated | Apr 29, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Document Number | 1481000583, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1481/583 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 305 STUART ST, SALISBURY, NC 28144-2953 |
| Document Number | 0013510929 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 STUART ST SALISBURY NC 281442953, SALISBURY, NC 28144-2953 |
| Document Number | 0013510929 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 001351/000929 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,295.00 (-13.93%) | $609,961 (-13.93%) Land $90,000 Building $519,961 | |
| 2023 | $8,476.00 | $708,704 Land $90,000 Building $618,704 | $609,961 Land $90,000 Building $519,961 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1983–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2020, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hotwire Communications | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures